FloodFireCheck

Does Fairview Farms flood?

Fairview Farms, Hampton, VA · ZIP code 23669: the ZIP code on 49 of the 50 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Fairview Farms have filed flood claims. About 52% of Fairview Farms’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 50 claims from the Census block groups that cover Fairview Farms, from 1987 through 2020. 43 of them received a payment, totaling $931,377 (not adjusted for inflation). The busiest years were 2003 (14 claims), 2009 (13 claims), 2006 (4 claims).

What this page counts as Fairview Farms

We could not find an openly licensed official boundary for Fairview Farms, so this page uses a census-based area. For this page, Fairview Farms means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Fairview Farms (feature 1495524) and inside the Hampton city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Fairview Farms. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

52%
of the area in FEMA high-risk zones (SFHA)
50
NFIP claims on record, 1987–2020
$931,377
paid on 43 claims (nominal dollars)
5
claims with a loss year of 2015 or later

Check a specific address in Fairview Farms

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Fairview Farms

The named streets in Fairview Farms, longest first, with how much of each street’s length inside Fairview Farms lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Fairview Farms; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that.

StreetLengthIn high-risk zonesMain zone
W Mercury Blvd2.3 mi26%X (unshaded, minimal) (50%)
N King St1.0 mi0.0%X (unshaded, minimal) (100%)
Doolittle Rd2,980 ft18%X (unshaded, minimal) (50%)
Roane Dr2,670 ft72%AE (72%)
Lasalle Ave2,340 ft5.4%X (unshaded, minimal) (95%)
Salem St2,170 ft3.0%X (unshaded, minimal) (55%)
Seldendale Dr1,350 ft97%AE (97%)
Ransone St1,340 ft13%X (shaded, 0.2% annual chance) (44%)
Bland St1,140 ft0.0%X (unshaded, minimal) (100%)
Parkway Dr1,100 ft0.0%X (shaded, 0.2% annual chance) (100%)
Lantana Ln1,080 ft0.0%X (unshaded, minimal) (96%)
Quinn St800 ft0.0%X (unshaded, minimal) (100%)
Courtney Dr790 ft77%AE (77%)
Salina St740 ft100%AE (100%)
Boswell Dr700 ft88%AE (88%)
Thornrose Ave660 ft0.0%X (unshaded, minimal) (100%)
Roland Dr580 ft0.0%X (unshaded, minimal) (91%)
W Gilbert St540 ft0.0%X (unshaded, minimal) (55%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved November 7, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Fairview Farms

Share of Fairview Farms’s mapped area (about 1.09 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 8 to 10 feet. Effective date of the FIRM panel(s) covering it (5155270018H): May 16, 2016.

FEMA zoneShare of area
AE52%
X (unshaded, minimal)30%
X (shaded, 0.2% annual chance)18%
VE0.0%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Fairview Farms. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1980s1$0
1990s1$571
2000s36$762,158
2010s10$166,218
2020s2$2,431

By year of loss

19871
19991
20002
200314
20041
20064
20082
200913
20101
20113
20123
20152
20161
20202

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Fairview Farms?

The typical National Flood Insurance Program policy on single-family homes in Fairview Farms costs $712 a year: the median of 41 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $568 and $873. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed November 7, 2026.

Why home insurance costs what it does in Fairview Farms

This section is educational and is not insurance advice.

Flood insurance

ZIP codes do not follow neighborhood lines. This is a ZIP code on at least 5% of the flood claims counted for Fairview Farms, within 10 km of it.

  • ZIP code 23669: the median National Flood Insurance Program policy cost for single-family homes was $789 a year, the middle of 3,307 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $577 and $1,138. These policies are priced under Risk Rating 2.0.
  • ZIP code 23669: NFIP records list 1,782 flood claims with a loss year from 1978 through 2025. The claims dataset is as of September 8, 2026.

Fire and wind

  • USDA Forest Service Wildfire Risk to Communities gives Hampton, VA a Risk to Homes national percentile rank of 0.538, which its methods call Medium (above the 40th percentile and below the 70th). That is the city rating, not a rating of Fairview Farms alone. The summary file is dated April 15, 2026.

What to ask your agent

  • Ask the agent how old the roof is.
  • Ask whether a wind-mitigation discount is available for this house.
  • Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy.
  • Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated.
  • Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Flood coverage and the 30-day wait: FEMA fact sheet, Jan. 21, 2025; 44 CFR 61.11.

What do NFIP records show for flood insurance in Fairview Farms?

ZIP code 23669: the median National Flood Insurance Program policy cost for single-family homes was $789 a year, the middle of 3,307 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $577 and $1,138. These policies are priced under Risk Rating 2.0. ZIP code 23669: NFIP records list 1,782 flood claims with a loss year from 1978 through 2025. The claims dataset is as of September 8, 2026.

What do public fire and wind records show for Fairview Farms?

USDA Forest Service Wildfire Risk to Communities gives Hampton, VA a Risk to Homes national percentile rank of 0.538, which its methods call Medium (above the 40th percentile and below the 70th). That is the city rating, not a rating of Fairview Farms alone. The summary file is dated April 15, 2026.

What should I ask an insurance agent about a home in Fairview Farms?

Ask the agent how old the roof is. Ask whether a wind-mitigation discount is available for this house. Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy. Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated. Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Sources: OpenFEMA NFIP Redacted Policies v3; OpenFEMA NFIP Redacted Claims v3; USDA Forest Service, Wildfire Risk to Communities, community summaries; Wildfire Risk to Communities methods.

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Before you rent or buy in Fairview Farms

Living in Fairview Farms

Flood maps are only one part of choosing a neighborhood. To compare Fairview Farms with other Hampton neighborhoods on more than flooding, see Hampton on StrollPlace.

Buyer and renter FAQ

Does Fairview Farms flood?

Yes. Insured properties in and around Fairview Farms have filed flood claims. About 52% of Fairview Farms’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 50 claims from the Census block groups that cover Fairview Farms, from 1987 through 2020. 43 of them received a payment, totaling $931,377 (not adjusted for inflation). The busiest years were 2003 (14 claims), 2009 (13 claims), 2006 (4 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Fairview Farms in a flood zone?

About 52% of Fairview Farms’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: AE 52%; X (unshaded, minimal) 30%; X (shaded, 0.2% annual chance) 18%; VE 0.0%. The FIRM panel(s) covering it took effect May 16, 2016.

Which streets in Fairview Farms are in a high-risk flood zone?

Most of the length of Roane Dr, Seldendale Dr, Courtney Dr, Salina St and Boswell Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of N King St, Lasalle Ave, Salem St, Bland St, Parkway Dr, Lantana Ln, Quinn St and Thornrose Ave does. Zones can change along a street, so check the exact address.

What ZIP code is Fairview Farms in?

Fairview Farms is in Hampton, VA. ZIP code 23669: the ZIP code on 49 of the 50 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Fairview Farms?

The typical NFIP flood insurance policy on single-family homes in Fairview Farms cost $712 a year: the median of 41 policies that started between September 1, 2025 and August 31, 2026. Half cost between $568 and $873. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved November 7, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for City of Hampton (county code 51650), dataset as of September 8, 2026, retrieved November 7, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 516500107012. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on November 7, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on November 7, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. OpenFEMA NFIP Redacted Policies v3.
  11. OpenFEMA NFIP Redacted Claims v3.
  12. USDA Forest Service, Wildfire Risk to Communities, community summaries.
  13. Wildfire Risk to Communities methods.
  14. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and November 7, 2026 (flood zones). Page last updated November 7, 2026.