FloodFireCheck

Does Manayunk flood?

Manayunk, Philadelphia, PA · ZIP code 19127: the ZIP code on 176 of the 176 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Manayunk have filed flood claims. About 18% of Manayunk’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 176 claims from the Census block groups that cover Manayunk, from 1978 through 2021. 153 of them received a payment, totaling $16,298,648 (not adjusted for inflation). The busiest years were 2021 (32 claims), 1979 (20 claims), 1999 (17 claims).

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

18%
of the area in FEMA high-risk zones (SFHA)
176
NFIP claims on record, 1978–2021
$16,298,648
paid on 153 claims (nominal dollars)
52
claims with a loss year of 2015 or later

Check a specific address in Manayunk

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Manayunk

The named streets in Manayunk, longest first, with how much of each street’s length inside Manayunk lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Manayunk; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 25 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
Main St4,260 ft20%X (shaded, 0.2% annual chance) (52%)
Silverwood St4,190 ft0.0%X (unshaded, minimal) (100%)
Cresson St3,070 ft0.0%X (unshaded, minimal) (100%)
Leverington Ave3,050 ft11%X (unshaded, minimal) (81%)
Green Ln2,940 ft13%X (unshaded, minimal) (85%)
Fleming St2,680 ft0.0%X (unshaded, minimal) (100%)
Fountain St2,610 ft8.9%X (unshaded, minimal) (90%)
Hermitage St2,300 ft0.0%X (unshaded, minimal) (100%)
Dupont St2,240 ft0.0%X (unshaded, minimal) (100%)
Tower St2,080 ft0.0%X (unshaded, minimal) (100%)
Baker St2,020 ft0.0%X (unshaded, minimal) (100%)
Terrace St2,000 ft0.0%X (unshaded, minimal) (100%)
Krams Ave1,980 ft0.0%X (unshaded, minimal) (100%)
Boone St1,910 ft0.0%X (unshaded, minimal) (100%)
Manayunk Ave1,900 ft0.0%X (unshaded, minimal) (100%)
Ripka St1,820 ft0.0%X (unshaded, minimal) (100%)
Dexter St1,770 ft0.0%X (unshaded, minimal) (100%)
Wilde St1,710 ft0.0%X (unshaded, minimal) (100%)
Cotton St1,710 ft0.0%X (unshaded, minimal) (97%)
Grape St1,710 ft0.0%X (unshaded, minimal) (93%)
Carson St1,700 ft0.0%X (unshaded, minimal) (94%)
Rector St1,680 ft0.0%X (unshaded, minimal) (100%)
Smick St1,530 ft0.0%X (unshaded, minimal) (100%)
Mansion St1,490 ft0.0%X (unshaded, minimal) (100%)
Gay St1,410 ft0.0%X (unshaded, minimal) (93%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved November 7, 2026. Each street is clipped to the neighborhood boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Manayunk

Share of Manayunk’s mapped area (about 1.368 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (4207570086G, 4207570088G, 4207570089G, 42091C0386G, 42091C0388G, 42091C0389G): January 17, 2007, March 2, 2016.

FEMA zoneShare of area
X (unshaded, minimal)79%
AE18%
X (shaded, 0.2% annual chance)3.7%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Manayunk. About 78% of the combined area of those block groups lies inside Manayunk, so the claim figures also reflect some nearby blocks. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s26$195,027
1980s9$274,678
1990s39$3,175,187
2000s20$1,248,249
2010s38$3,585,460
2020s44$7,820,046

By year of loss

19786
197920
19801
19847
19851
19936
19942
199614
199917
20047
20052
200610
20091
20104
201111
201415
20187
20191
202012
202132

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Manayunk?

The typical National Flood Insurance Program policy on single-family homes in Manayunk costs $1,212 a year: the median of 23 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $891 and $1,435. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed November 7, 2026.

Why home insurance costs what it does in Manayunk

This section is educational and is not insurance advice.

Flood insurance

ZIP codes do not follow neighborhood lines. This is a ZIP code on at least 5% of the flood claims counted for Manayunk, within 10 km of it.

  • ZIP code 19127: the median National Flood Insurance Program policy cost for single-family homes was $1,315 a year, the middle of 22 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $990 and $1,435. These policies are priced under Risk Rating 2.0.
  • ZIP code 19127: NFIP records list 183 flood claims with a loss year from 1978 through 2021. The claims dataset is as of September 8, 2026.

Fire and wind

  • USDA Forest Service Wildfire Risk to Communities gives Philadelphia, PA a Risk to Homes national percentile rank of 0.321, which its methods call Low (below the 40th percentile). That is the city rating, not a rating of Manayunk alone. The summary file is dated April 15, 2026.

What to ask your agent

  • Ask the agent how old the roof is.
  • Ask whether a wind-mitigation discount is available for this house.
  • Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy.
  • Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated.
  • Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Flood coverage and the 30-day wait: FEMA fact sheet, Jan. 21, 2025; 44 CFR 61.11.

What do NFIP records show for flood insurance in Manayunk?

ZIP code 19127: the median National Flood Insurance Program policy cost for single-family homes was $1,315 a year, the middle of 22 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $990 and $1,435. These policies are priced under Risk Rating 2.0. ZIP code 19127: NFIP records list 183 flood claims with a loss year from 1978 through 2021. The claims dataset is as of September 8, 2026.

What do public fire and wind records show for Manayunk?

USDA Forest Service Wildfire Risk to Communities gives Philadelphia, PA a Risk to Homes national percentile rank of 0.321, which its methods call Low (below the 40th percentile). That is the city rating, not a rating of Manayunk alone. The summary file is dated April 15, 2026.

What should I ask an insurance agent about a home in Manayunk?

Ask the agent how old the roof is. Ask whether a wind-mitigation discount is available for this house. Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy. Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated. Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Sources: OpenFEMA NFIP Redacted Policies v3; OpenFEMA NFIP Redacted Claims v3; USDA Forest Service, Wildfire Risk to Communities, community summaries; Wildfire Risk to Communities methods.

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Before you rent or buy in Manayunk

Living in Manayunk

Flood maps are only one part of choosing a neighborhood. For what day-to-day life in Manayunk is like, from parks to errands, see Living in Manayunk, Philadelphia on StrollPlace.

Buyer and renter FAQ

Does Manayunk flood?

Yes. Insured properties in and around Manayunk have filed flood claims. About 18% of Manayunk’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 176 claims from the Census block groups that cover Manayunk, from 1978 through 2021. 153 of them received a payment, totaling $16,298,648 (not adjusted for inflation). The busiest years were 2021 (32 claims), 1979 (20 claims), 1999 (17 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Manayunk in a flood zone?

About 18% of Manayunk’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 79%; AE 18%; X (shaded, 0.2% annual chance) 3.7%. The FIRM panel(s) covering it took effect January 17, 2007, March 2, 2016.

Which streets in Manayunk are in a high-risk flood zone?

No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Silverwood St, Cresson St, Fleming St, Fountain St, Hermitage St, Dupont St, Tower St and Baker St does. Zones can change along a street, so check the exact address.

What ZIP code is Manayunk in?

Manayunk is in Philadelphia, PA. ZIP code 19127: the ZIP code on 176 of the 176 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Manayunk?

The typical NFIP flood insurance policy on single-family homes in Manayunk cost $1,212 a year: the median of 23 policies that started between September 1, 2025 and August 31, 2026. Half cost between $891 and $1,435. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Neighborhood boundary: Philadelphia Neighborhoods by Robert Cheetham (Azavea), published on OpenDataPhilly, licensed CC BY 4.0 (CC BY 4.0). Flood zone shares: the neighborhood polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved November 7, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Philadelphia County (county code 42101), dataset as of September 8, 2026, retrieved November 7, 2026. A 2010 Census block group is counted for a neighborhood when at least 25% of the block group lies inside the neighborhood, or at least 25% of the neighborhood lies inside the block group. Block groups used: 421010214001 (99.9% of the block group is inside Manayunk), 421010215002 (93.8% of the block group is inside Manayunk), 421010210004 (52.0% of the block group is inside Manayunk), 421010210002 (98.5% of the block group is inside Manayunk), 421010213005 (35.6% of the block group is inside Manayunk), 421010214003 (100.0% of the block group is inside Manayunk), 421010214004 (100.0% of the block group is inside Manayunk), 421010214005 (99.9% of the block group is inside Manayunk), 421010214002 (99.5% of the block group is inside Manayunk), 421010215003 (45.6% of the block group is inside Manayunk). Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on November 7, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on November 7, 2026.
  3. Philadelphia Neighborhoods by Robert Cheetham (Azavea), published on OpenDataPhilly, licensed CC BY 4.0 (CC BY 4.0).
  4. U.S. Census Bureau TIGERweb, 2010 Census Block Groups.
  5. FEMA Glossary: Flood Zones.
  6. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  7. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  8. 44 CFR 61.11, Effective date and time of coverage.
  9. OpenFEMA Terms and Conditions.
  10. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  11. OpenFEMA NFIP Redacted Policies v3.
  12. OpenFEMA NFIP Redacted Claims v3.
  13. USDA Forest Service, Wildfire Risk to Communities, community summaries.
  14. Wildfire Risk to Communities methods.
  15. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and November 7, 2026 (flood zones). Page last updated November 7, 2026.