Does Johnsons Station flood?
Johnsons Station, Arlington, TX · ZIP code 76015: the ZIP code on 18 of the 18 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Johnsons Station have filed flood claims. About 2.1% of Johnsons Station’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 18 claims from the Census block groups that cover Johnsons Station, from 1979 through 2022. 14 of them received a payment, totaling $99,753 (not adjusted for inflation). The busiest years were 1981 (6 claims), 2006 (2 claims), 1983 (2 claims).
What this page counts as Johnsons Station
We could not find an openly licensed official boundary for Johnsons Station, so this page uses a census-based area. For this page, Johnsons Station means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Johnsons Station (feature 1338821) and inside the Arlington city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Johnsons Station. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Johnsons Station
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Johnsons Station
The named streets in Johnsons Station, longest first, with how much of each street’s length inside Johnsons Station lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Johnsons Station; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 105 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| W Mayfield Rd | 3.8 mi | 6.3% | X (unshaded, minimal) (93%) |
| S Cooper St | 2.4 mi | 0.0% | X (unshaded, minimal) (98%) |
| Parks at Arlington Mall | 2.3 mi | 0.0% | X (unshaded, minimal) (100%) |
| W Arbrook Blvd | 1.8 mi | 0.0% | X (unshaded, minimal) (100%) |
| I-20 | 1.7 mi | 0.0% | X (unshaded, minimal) (100%) |
| S Fielder Rd | 1.6 mi | 0.0% | X (unshaded, minimal) (100%) |
| Arbrook Blvd | 1.4 mi | 0.0% | X (unshaded, minimal) (100%) |
| California Ln | 1.4 mi | 0.0% | X (unshaded, minimal) (100%) |
| Waverly Dr | 1.2 mi | 6.9% | X (unshaded, minimal) (92%) |
| Medlin Dr | 5,100 ft | 0.0% | X (unshaded, minimal) (100%) |
| High Point Rd | 4,900 ft | 2.7% | X (unshaded, minimal) (96%) |
| Paisley Dr | 4,440 ft | 0.0% | X (unshaded, minimal) (100%) |
| Saddle Creek Cir | 4,400 ft | 0.0% | X (unshaded, minimal) (100%) |
| Matlock Rd | 4,390 ft | 0.5% | X (unshaded, minimal) (100%) |
| W Arkansas Ln | 3,990 ft | 0.0% | X (unshaded, minimal) (100%) |
| Melear Dr | 3,810 ft | 0.0% | X (unshaded, minimal) (100%) |
| Franciscan Dr | 3,580 ft | 0.0% | X (unshaded, minimal) (100%) |
| Highlander Blvd | 3,560 ft | 0.0% | X (unshaded, minimal) (100%) |
| Avonhill Dr | 3,510 ft | 0.0% | X (unshaded, minimal) (100%) |
| Pleasant Valley Ln | 3,380 ft | 0.0% | X (unshaded, minimal) (100%) |
| Ashbury Dr | 3,310 ft | 0.0% | X (unshaded, minimal) (100%) |
| Glasgow Dr | 3,180 ft | 0.0% | X (unshaded, minimal) (100%) |
| Blue Danube St | 3,100 ft | 0.0% | X (unshaded, minimal) (100%) |
| Colorado Ln | 3,060 ft | 0.0% | X (unshaded, minimal) (100%) |
| Fox Hill Dr | 2,800 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved November 1, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Johnsons Station
Share of Johnsons Station’s mapped area (about 9.059 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (48439C0335K, 48439C0345K, 48439C0355L, 48439C0365L): September 25, 2009, March 21, 2019.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 97% |
| AE | 1.9% |
| X (shaded, 0.2% annual chance) | 0.6% |
| A | 0.1% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Johnsons Station. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 2 | $4,959 |
| 1980s | 10 | $32,308 |
| 2000s | 5 | $62,486 |
| 2020s | 1 | $0 |
By year of loss
Named flood events with the most claims
- Hurricane Alicia: 1 claims
- Dallas Flash Floods: 1 claims
- Flooding: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 18
How much is flood insurance in Johnsons Station?
The typical National Flood Insurance Program policy on single-family homes in Johnsons Station costs $607 a year: the median of 20 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $476 and $639. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed November 1, 2026.
Why home insurance costs what it does in Johnsons Station
This section is educational and is not insurance advice.
Flood insurance
ZIP codes do not follow neighborhood lines. This is a ZIP code on at least 5% of the flood claims counted for Johnsons Station, within 10 km of it.
- ZIP code 76015: the median National Flood Insurance Program policy cost for single-family homes was $633 a year, the middle of 36 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $559 and $659. These policies are priced under Risk Rating 2.0.
- ZIP code 76015: NFIP records list 30 flood claims with a loss year from 1979 through 2026. The claims dataset is as of September 8, 2026.
Fire and wind
- USDA Forest Service Wildfire Risk to Communities gives Arlington, TX a Risk to Homes national percentile rank of 0.599, which its methods call Medium (above the 40th percentile and below the 70th). That is the city rating, not a rating of Johnsons Station alone. The summary file is dated April 15, 2026.
The insurance market in Texas
- Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676.
- Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.
What to ask your agent
- Ask the agent how old the roof is.
- Ask whether a wind-mitigation discount is available for this house.
- Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy.
- Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated.
- Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.
Flood coverage and the 30-day wait: FEMA fact sheet, Jan. 21, 2025; 44 CFR 61.11.
What do NFIP records show for flood insurance in Johnsons Station?
ZIP code 76015: the median National Flood Insurance Program policy cost for single-family homes was $633 a year, the middle of 36 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $559 and $659. These policies are priced under Risk Rating 2.0. ZIP code 76015: NFIP records list 30 flood claims with a loss year from 1979 through 2026. The claims dataset is as of September 8, 2026.
How big are the last-resort insurance plans in Texas?
Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676. Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.
What should I ask an insurance agent about a home in Johnsons Station?
Ask the agent how old the roof is. Ask whether a wind-mitigation discount is available for this house. Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy. Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated. Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.
Sources: OpenFEMA NFIP Redacted Policies v3; OpenFEMA NFIP Redacted Claims v3; USDA Forest Service, Wildfire Risk to Communities, community summaries; Wildfire Risk to Communities methods; Texas Department of Insurance, Texas Windstorm Insurance Association Overview; Texas FAIR Plan Association Fact Book, Q2 2026.
Insurance agency or real estate agent? Sponsor this page.
Before you rent or buy in Johnsons Station
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Johnsons Station
Flood maps are only one part of choosing a neighborhood. To compare Johnsons Station with other Arlington neighborhoods on more than flooding, see Arlington on StrollPlace.
Buyer and renter FAQ
Does Johnsons Station flood?
Yes. Insured properties in and around Johnsons Station have filed flood claims. About 2.1% of Johnsons Station’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 18 claims from the Census block groups that cover Johnsons Station, from 1979 through 2022. 14 of them received a payment, totaling $99,753 (not adjusted for inflation). The busiest years were 1981 (6 claims), 2006 (2 claims), 1983 (2 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Johnsons Station in a flood zone?
About 2.1% of Johnsons Station’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 97%; AE 1.9%; X (shaded, 0.2% annual chance) 0.6%; A 0.1%. The FIRM panel(s) covering it took effect September 25, 2009, March 21, 2019.
Which streets in Johnsons Station are in a high-risk flood zone?
No street listed here has most of its length in FEMA high-risk zones. Less than 10% of W Mayfield Rd, S Cooper St, Parks at Arlington Mall, W Arbrook Blvd, I-20, S Fielder Rd, Arbrook Blvd and California Ln does. Zones can change along a street, so check the exact address.
What ZIP code is Johnsons Station in?
Johnsons Station is in Arlington, TX. ZIP code 76015: the ZIP code on 18 of the 18 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Johnsons Station?
The typical NFIP flood insurance policy on single-family homes in Johnsons Station cost $607 a year: the median of 20 policies that started between September 1, 2025 and August 31, 2026. Half cost between $476 and $639. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved November 1, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Tarrant County (county code 48439), dataset as of September 8, 2026, retrieved November 1, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 484391115522, 484391115531, 484391115521, 484391115261, 484391115251, 484391115262, 484391115533, 484391115523, 484391115252, 484391115245. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on November 1, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on November 1, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- OpenFEMA NFIP Redacted Policies v3.
- OpenFEMA NFIP Redacted Claims v3.
- USDA Forest Service, Wildfire Risk to Communities, community summaries.
- Wildfire Risk to Communities methods.
- Texas Department of Insurance, Texas Windstorm Insurance Association Overview.
- Texas FAIR Plan Association Fact Book, Q2 2026.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and November 1, 2026 (flood zones). Page last updated November 1, 2026.