FloodFireCheck

Does Wedgewood flood?

Wedgewood, Baton Rouge, LA · ZIP code 70816: the ZIP code on 124 of the 124 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Wedgewood have filed flood claims. About 19% of Wedgewood’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 124 claims from the Census block groups that cover Wedgewood, from 1979 through 2021. 107 of them received a payment, totaling $15,595,552 (not adjusted for inflation). The busiest years were 2016 (111 claims), 2008 (2 claims), 2001 (1 claims).

What this page counts as Wedgewood

We could not find an openly licensed official boundary for Wedgewood, so this page uses a census-based area. For this page, Wedgewood means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Wedgewood (feature 559266), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Wedgewood. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

19%
of the area in FEMA high-risk zones (SFHA)
124
NFIP claims on record, 1979–2021
$15,595,552
paid on 107 claims (nominal dollars)
114
claims with a loss year of 2015 or later

Check a specific address in Wedgewood

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Wedgewood

The named streets in Wedgewood, longest first, with how much of each street’s length inside Wedgewood lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Wedgewood; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 34 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
I-122.1 mi0.0%X (unshaded, minimal) (100%)
O'Neal Ln Exd2.0 mi18%X (unshaded, minimal) (78%)
O'Neal Ln2.0 mi18%X (unshaded, minimal) (78%)
Millerville Rd1.3 mi2.9%X (unshaded, minimal) (96%)
S Harrells Ferry Rd5,230 ft30%X (unshaded, minimal) (70%)
Firewood Dr4,980 ft7.3%X (unshaded, minimal) (93%)
Stonewood Dr3,840 ft1.8%X (unshaded, minimal) (98%)
Rhonda Ave3,470 ft0.0%X (unshaded, minimal) (100%)
Morningbrook Dr3,110 ft88%AE (65%)
Jester Ave2,920 ft0.0%X (unshaded, minimal) (100%)
Lirocchi Dr2,170 ft20%X (unshaded, minimal) (80%)
Bernwood Dr2,060 ft27%X (unshaded, minimal) (73%)
Mistybrook Dr2,000 ft73%A (52%)
Hidden Gates Ave1,810 ft0.0%X (unshaded, minimal) (100%)
Lynbrook Dr1,800 ft13%X (unshaded, minimal) (87%)
Aspenwood Dr1,740 ft0.0%X (unshaded, minimal) (100%)
Hatteras Ave1,730 ft0.0%X (unshaded, minimal) (100%)
Waywood Ave1,680 ft0.0%X (unshaded, minimal) (100%)
Frontage Rd1,650 ft69%AE (69%)
Palmwood Dr1,640 ft0.0%X (unshaded, minimal) (100%)
Shadowbrook Dr1,500 ft60%AE (60%)
Avalon Ave1,480 ft33%X (unshaded, minimal) (67%)
Stoneberg Ave1,480 ft45%X (unshaded, minimal) (55%)
Hunters Trail Dr1,340 ft0.0%X (unshaded, minimal) (100%)
Sprucewood Dr1,320 ft0.0%X (unshaded, minimal) (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Wedgewood

Share of Wedgewood’s mapped area (about 3.778 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (22033C0260E, 22033C0270E): May 2, 2008.

FEMA zoneShare of area
X (unshaded, minimal)81%
AE15%
A4.7%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Wedgewood. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s1$7,820
1980s1$12,468
1990s4$34,106
2000s3$0
2010s114$15,540,158
2020s1$999

By year of loss

19791
19831
19901
19921
19931
19991
20011
20082
20131
2016111
20171
20181
20211

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Wedgewood?

The typical National Flood Insurance Program policy on single-family homes in Wedgewood costs $938 a year: the median of 141 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $785 and $1,086. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.

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Before you rent or buy in Wedgewood

Living in Wedgewood

Flood maps are only one part of choosing a neighborhood. To compare Wedgewood with other Baton Rouge neighborhoods on more than flooding, see Baton Rouge on StrollPlace.

Buyer and renter FAQ

Does Wedgewood flood?

Yes. Insured properties in and around Wedgewood have filed flood claims. About 19% of Wedgewood’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 124 claims from the Census block groups that cover Wedgewood, from 1979 through 2021. 107 of them received a payment, totaling $15,595,552 (not adjusted for inflation). The busiest years were 2016 (111 claims), 2008 (2 claims), 2001 (1 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Wedgewood in a flood zone?

About 19% of Wedgewood’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 81%; AE 15%; A 4.7%. The FIRM panel(s) covering it took effect May 2, 2008.

Which streets in Wedgewood are in a high-risk flood zone?

Most of the length of Morningbrook Dr, Mistybrook Dr, Frontage Rd and Shadowbrook Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of I-12, Millerville Rd, Firewood Dr, Stonewood Dr, Rhonda Ave, Jester Ave, Hidden Gates Ave and Aspenwood Dr does. Zones can change along a street, so check the exact address.

What ZIP code is Wedgewood in?

Wedgewood is in Baton Rouge, LA. ZIP code 70816: the ZIP code on 124 of the 124 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Wedgewood?

The typical NFIP flood insurance policy on single-family homes in Wedgewood cost $938 a year: the median of 141 policies that started between August 1, 2025 and July 31, 2026. Half cost between $785 and $1,086. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for East Baton Rouge Parish (county code 22033), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 220330045053, 220330045043. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.