FloodFireCheck

Does Myers flood?

Myers, Charleston, SC · ZIP code 29403: the ZIP code on 64 of the 64 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Myers have filed flood claims. About 52% of Myers’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 64 claims from the Census block groups that cover Myers, from 1979 through 2023. 45 of them received a payment, totaling $847,194 (not adjusted for inflation). The busiest years were 1989 (31 claims), 2017 (8 claims), 2016 (6 claims).

What this page counts as Myers

We could not find an openly licensed official boundary for Myers, so this page uses a census-based area. For this page, Myers means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Myers (feature 1231579), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Myers. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

52%
of the area in FEMA high-risk zones (SFHA)
64
NFIP claims on record, 1979–2023
$847,194
paid on 45 claims (nominal dollars)
22
claims with a loss year of 2015 or later

Check a specific address in Myers

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Myers

The named streets in Myers, longest first, with how much of each street’s length inside Myers lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Myers; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that.

StreetLengthIn high-risk zonesMain zone
US Hwy 174,430 ft100%AE (100%)
Huguenin Ave4,390 ft60%AE (60%)
Morrison Dr4,320 ft71%AE (71%)
Meeting St3,700 ft62%AE (62%)
I-263,580 ft15%X (shaded, 0.2% annual chance) (85%)
Meeting Street Rd2,440 ft0.0%X (shaded, 0.2% annual chance) (54%)
N Nassau St2,050 ft100%AE (100%)
N Hanover St1,820 ft100%AE (100%)
Romney St1,570 ft90%AE (90%)
Brigade St1,490 ft0.0%X (shaded, 0.2% annual chance) (100%)
Cunnington Ave1,250 ft5.7%X (shaded, 0.2% annual chance) (94%)
Conroy St1,240 ft100%AE (100%)
Pershing St1,160 ft0.0%X (shaded, 0.2% annual chance) (100%)
Lemon St1,120 ft0.0%X (shaded, 0.2% annual chance) (100%)
Prosper St1,080 ft0.0%X (shaded, 0.2% annual chance) (99%)
Algonquin Rd1,030 ft0.0%X (shaded, 0.2% annual chance) (98%)
Isabella St990 ft100%AE (100%)
Williman St760 ft100%AE (100%)
Skurvin St730 ft0.0%X (shaded, 0.2% annual chance) (100%)
Cool Blow St720 ft100%AE (100%)
Mount Pleasant St700 ft0.0%X (shaded, 0.2% annual chance) (86%)
Cedar St680 ft100%AE (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Myers

Share of Myers’s mapped area (about 0.899 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 10 to 12 feet. Effective date of the FIRM panel(s) covering it (45019C0504K, 45019C0512K): January 29, 2021.

FEMA zoneShare of area
AE52%
X (shaded, 0.2% annual chance)45%
X (unshaded, minimal)3.0%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Myers. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s2$189
1980s33$282,390
1990s6$4,989
2000s1$0
2010s18$455,721
2020s4$103,906

By year of loss

19792
19842
198931
19901
19911
19942
19992
20041
20153
20166
20178
20191
20201
20211
20232

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

Insurance agency or real estate agent? Sponsor this page.

Before you rent or buy in Myers

Living in Myers

Flood maps are only one part of choosing a neighborhood. To compare Myers with other Charleston neighborhoods on more than flooding, see Charleston on StrollPlace.

Buyer and renter FAQ

Does Myers flood?

Yes. Insured properties in and around Myers have filed flood claims. About 52% of Myers’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 64 claims from the Census block groups that cover Myers, from 1979 through 2023. 45 of them received a payment, totaling $847,194 (not adjusted for inflation). The busiest years were 1989 (31 claims), 2017 (8 claims), 2016 (6 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Myers in a flood zone?

About 52% of Myers’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: AE 52%; X (shaded, 0.2% annual chance) 45%; X (unshaded, minimal) 3.0%. The FIRM panel(s) covering it took effect January 29, 2021.

Which streets in Myers are in a high-risk flood zone?

Most of the length of US Hwy 17, Huguenin Ave, Morrison Dr, Meeting St, N Nassau St, N Hanover St, Romney St, Conroy St, Isabella St, Williman St, Cool Blow St and Cedar St lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Meeting Street Rd, Brigade St, Cunnington Ave, Pershing St, Lemon St, Prosper St, Algonquin Rd and Skurvin St does. Zones can change along a street, so check the exact address.

What ZIP code is Myers in?

Myers is in Charleston, SC. ZIP code 29403: the ZIP code on 64 of the 64 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Charleston County (county code 45019), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 450190054003. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.