FloodFireCheck

Does Sherwood Forest flood?

Sherwood Forest, Charleston, SC · ZIP code 29407: the ZIP code on 73 of the 73 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Sherwood Forest have filed flood claims. No part of Sherwood Forest’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 73 claims from the Census block groups that cover Sherwood Forest, from 1979 through 2022. 62 of them received a payment, totaling $815,875 (not adjusted for inflation). The busiest years were 1989 (13 claims), 2022 (12 claims), 2015 (9 claims).

What this page counts as Sherwood Forest

We could not find an openly licensed official boundary for Sherwood Forest, so this page uses a census-based area. For this page, Sherwood Forest means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Sherwood Forest (feature 1253242), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Sherwood Forest. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

0.0%
of the area in FEMA high-risk zones (SFHA)
73
NFIP claims on record, 1979–2022
$815,875
paid on 62 claims (nominal dollars)
29
claims with a loss year of 2015 or later

Check a specific address in Sherwood Forest

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Sherwood Forest

The named streets in Sherwood Forest, longest first, with how much of each street’s length inside Sherwood Forest lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Sherwood Forest; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 13 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
Wappoo Rd4,810 ft0.0%X (unshaded, minimal) (100%)
Mulberry St3,180 ft0.0%X (unshaded, minimal) (62%)
W Robinhood Dr3,010 ft0.0%X (unshaded, minimal) (100%)
Juniper St2,600 ft0.0%X (unshaded, minimal) (91%)
Briarcliff Dr2,270 ft0.0%X (unshaded, minimal) (94%)
White Oak Dr2,200 ft0.0%X (shaded, 0.2% annual chance) (53%)
Balsam St2,150 ft0.0%X (shaded, 0.2% annual chance) (100%)
Acacia St1,830 ft0.0%X (unshaded, minimal) (58%)
Evergreen St1,830 ft0.0%X (shaded, 0.2% annual chance) (100%)
Nottingham Dr1,630 ft0.0%X (unshaded, minimal) (100%)
Locksley Dr1,560 ft0.0%X (unshaded, minimal) (85%)
Pineview Rd1,340 ft0.0%X (unshaded, minimal) (100%)
Grech Ave1,320 ft0.0%X (unshaded, minimal) (89%)
Grech St1,320 ft0.0%X (unshaded, minimal) (89%)
Ashley River Rd1,320 ft0.0%X (unshaded, minimal) (100%)
Locust St1,270 ft0.0%X (shaded, 0.2% annual chance) (84%)
Heritage Park Rd1,060 ft0.0%X (unshaded, minimal) (100%)
S Sherwood Dr1,040 ft0.0%X (unshaded, minimal) (80%)
Crull Dr1,010 ft0.0%X (unshaded, minimal) (100%)
Kirklees Abbey Dr950 ft0.0%X (unshaded, minimal) (100%)
Kirkless Abbey Dr950 ft0.0%X (unshaded, minimal) (100%)
Woodleaf Ct950 ft0.0%X (unshaded, minimal) (100%)
Pratt St940 ft0.0%X (unshaded, minimal) (100%)
King Richard Dr900 ft0.0%X (unshaded, minimal) (100%)
Staffordshire Dr870 ft0.0%X (unshaded, minimal) (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Sherwood Forest

Share of Sherwood Forest’s mapped area (about 1.405 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (45019C0492K): January 29, 2021.

FEMA zoneShare of area
X (unshaded, minimal)78%
X (shaded, 0.2% annual chance)22%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Sherwood Forest. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s1$761
1980s19$69,773
1990s14$29,026
2000s10$200,903
2010s15$190,195
2020s14$325,218

By year of loss

19791
19821
19861
19872
19882
198913
19904
19931
19947
19981
19991
20031
20055
20084
20159
20164
20172
20201
20211
202212

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Sherwood Forest?

The typical National Flood Insurance Program policy on single-family homes in Sherwood Forest costs $714 a year: the median of 52 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $668 and $788. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.

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Before you rent or buy in Sherwood Forest

Living in Sherwood Forest

Flood maps are only one part of choosing a neighborhood. To compare Sherwood Forest with other Charleston neighborhoods on more than flooding, see Charleston on StrollPlace.

Buyer and renter FAQ

Does Sherwood Forest flood?

Yes. Insured properties in and around Sherwood Forest have filed flood claims. No part of Sherwood Forest’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 73 claims from the Census block groups that cover Sherwood Forest, from 1979 through 2022. 62 of them received a payment, totaling $815,875 (not adjusted for inflation). The busiest years were 1989 (13 claims), 2022 (12 claims), 2015 (9 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Sherwood Forest in a flood zone?

No part of Sherwood Forest’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. Shares by zone: X (unshaded, minimal) 78%; X (shaded, 0.2% annual chance) 22%. The FIRM panel(s) covering it took effect January 29, 2021.

Which streets in Sherwood Forest are in a high-risk flood zone?

No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Wappoo Rd, Mulberry St, W Robinhood Dr, Juniper St, Briarcliff Dr, White Oak Dr, Balsam St and Acacia St does. Zones can change along a street, so check the exact address.

What ZIP code is Sherwood Forest in?

Sherwood Forest is in Charleston, SC. ZIP code 29407: the ZIP code on 73 of the 73 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Sherwood Forest?

The typical NFIP flood insurance policy on single-family homes in Sherwood Forest cost $714 a year: the median of 52 policies that started between August 1, 2025 and July 31, 2026. Half cost between $668 and $788. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Charleston County (county code 45019), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 450190027024, 450190027023. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.