FloodFireCheck

Does Arlington Heights flood?

Arlington Heights, Corpus Christi, TX · ZIP code 78410: the ZIP code on 26 of the 26 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Arlington Heights have filed flood claims. No part of Arlington Heights’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 26 claims from the Census block groups that cover Arlington Heights, from 1979 through 2018. 21 of them received a payment, totaling $114,902 (not adjusted for inflation). The busiest years were 1980 (8 claims), 2010 (4 claims), 2002 (3 claims).

What this page counts as Arlington Heights

We could not find an openly licensed official boundary for Arlington Heights, so this page uses a census-based area. For this page, Arlington Heights means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Arlington Heights (feature 1329676) and inside the Corpus Christi city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Arlington Heights. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

0.0%
of the area in FEMA high-risk zones (SFHA)
26
NFIP claims on record, 1979–2018
$114,902
paid on 21 claims (nominal dollars)
4
claims with a loss year of 2015 or later

Check a specific address in Arlington Heights

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Arlington Heights

The named streets in Arlington Heights, longest first, with how much of each street’s length inside Arlington Heights lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Arlington Heights; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 16 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
Leopard St3.7 mi0.0%X (unshaded, minimal) (100%)
I-371.7 mi0.0%X (unshaded, minimal) (100%)
Up River Rd1.7 mi0.0%X (unshaded, minimal) (100%)
Rand Morgan Rd3,130 ft0.0%X (unshaded, minimal) (100%)
Mc Kinzie Rd2,920 ft0.0%X (unshaded, minimal) (100%)
McKinzie Rd2,920 ft0.0%X (unshaded, minimal) (100%)
E Wildwood Dr2,890 ft0.0%X (unshaded, minimal) (100%)
N Harrington Dr2,830 ft0.0%X (unshaded, minimal) (100%)
Wagonwheel Dr2,700 ft0.0%X (unshaded, minimal) (100%)
Wilkins Dr2,570 ft0.0%X (unshaded, minimal) (100%)
Rolling Acres Dr2,430 ft0.0%X (unshaded, minimal) (100%)
Paula Dr2,280 ft0.0%X (unshaded, minimal) (100%)
La Branch St2,130 ft0.0%X (unshaded, minimal) (100%)
La Branch Dr2,130 ft0.0%X (unshaded, minimal) (100%)
Kamelia Ln2,050 ft0.0%X (unshaded, minimal) (100%)
Charles Dr2,000 ft0.0%X (unshaded, minimal) (100%)
Morrow Dr1,980 ft0.0%X (unshaded, minimal) (100%)
Huntington Dr1,960 ft0.0%X (unshaded, minimal) (100%)
W Wildwood Dr1,890 ft0.0%X (unshaded, minimal) (100%)
Wood Creek Dr1,800 ft0.0%X (unshaded, minimal) (100%)
Creek Side Dr1,560 ft0.0%X (unshaded, minimal) (100%)
E Harrington Dr1,520 ft0.0%X (unshaded, minimal) (100%)
Stone Creek Dr1,410 ft0.0%X (unshaded, minimal) (100%)
Shallow Creek Dr1,410 ft0.0%X (unshaded, minimal) (100%)
Linn St1,260 ft0.0%X (unshaded, minimal) (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 31, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Arlington Heights

Share of Arlington Heights’s mapped area (about 2.694 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (48355C0280G, 48355C0285G): October 13, 2022.

FEMA zoneShare of area
X (unshaded, minimal)100%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Arlington Heights. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s1$131
1980s12$11,539
1990s1$7,005
2000s4$51,982
2010s8$44,246

By year of loss

19791
19808
19812
19831
19851
19931
20023
20071
20104
20151
20171
20182

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Arlington Heights?

The typical National Flood Insurance Program policy on single-family homes in Arlington Heights costs $378 a year: the median of 41 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $373 and $392. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 31, 2026.

Why home insurance costs what it does in Arlington Heights

This section is educational and is not insurance advice.

Flood insurance

ZIP codes do not follow neighborhood lines. This is a ZIP code on at least 5% of the flood claims counted for Arlington Heights, within 10 km of it.

  • ZIP code 78410: the median National Flood Insurance Program policy cost for single-family homes was $516 a year, the middle of 392 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $386 and $644. These policies are priced under Risk Rating 2.0.
  • ZIP code 78410: NFIP records list 210 flood claims with a loss year from 1978 through 2021. The claims dataset is as of September 8, 2026.

Fire and wind

  • USDA Forest Service Wildfire Risk to Communities gives Corpus Christi, TX a Risk to Homes national percentile rank of 0.831, which its methods call High (above the 70th percentile and below the 90th). That is the city rating, not a rating of Arlington Heights alone. The summary file is dated April 15, 2026.
  • Texas Windstorm Insurance Association (TWIA) policies provide wind coverage for property located in 14 coastal counties and parts of Harris County east of Highway 146. Nueces is named in the county list: The counties are Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio and Willacy.

The insurance market in Texas

  • Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676.
  • Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.

What to ask your agent

  • Ask the agent how old the roof is.
  • Ask whether a wind-mitigation discount is available for this house.
  • Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy.
  • Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated.
  • Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Flood coverage and the 30-day wait: FEMA fact sheet, Jan. 21, 2025; 44 CFR 61.11.

What do NFIP records show for flood insurance in Arlington Heights?

ZIP code 78410: the median National Flood Insurance Program policy cost for single-family homes was $516 a year, the middle of 392 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $386 and $644. These policies are priced under Risk Rating 2.0. ZIP code 78410: NFIP records list 210 flood claims with a loss year from 1978 through 2021. The claims dataset is as of September 8, 2026.

How big are the last-resort insurance plans in Texas?

Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676. Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.

What should I ask an insurance agent about a home in Arlington Heights?

Ask the agent how old the roof is. Ask whether a wind-mitigation discount is available for this house. Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy. Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated. Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Sources: OpenFEMA NFIP Redacted Policies v3; OpenFEMA NFIP Redacted Claims v3; USDA Forest Service, Wildfire Risk to Communities, community summaries; Wildfire Risk to Communities methods; Texas Department of Insurance, Texas homeowners insurance market overview; Texas Department of Insurance, Texas Windstorm Insurance Association Overview; Texas FAIR Plan Association Fact Book, Q2 2026.

Insurance agency or real estate agent? Sponsor this page.

Before you rent or buy in Arlington Heights

Living in Arlington Heights

Flood maps are only one part of choosing a neighborhood. To compare Arlington Heights with other Corpus Christi neighborhoods on more than flooding, see Corpus Christi on StrollPlace.

Buyer and renter FAQ

Does Arlington Heights flood?

Yes. Insured properties in and around Arlington Heights have filed flood claims. No part of Arlington Heights’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 26 claims from the Census block groups that cover Arlington Heights, from 1979 through 2018. 21 of them received a payment, totaling $114,902 (not adjusted for inflation). The busiest years were 1980 (8 claims), 2010 (4 claims), 2002 (3 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Arlington Heights in a flood zone?

No part of Arlington Heights’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. Shares by zone: X (unshaded, minimal) 100%. The FIRM panel(s) covering it took effect October 13, 2022.

Which streets in Arlington Heights are in a high-risk flood zone?

No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Leopard St, I-37, Up River Rd, Rand Morgan Rd, Mc Kinzie Rd, McKinzie Rd, E Wildwood Dr and N Harrington Dr does. Zones can change along a street, so check the exact address.

What ZIP code is Arlington Heights in?

Arlington Heights is in Corpus Christi, TX. ZIP code 78410: the ZIP code on 26 of the 26 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Arlington Heights?

The typical NFIP flood insurance policy on single-family homes in Arlington Heights cost $378 a year: the median of 41 policies that started between August 1, 2025 and July 31, 2026. Half cost between $373 and $392. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 31, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Nueces County (county code 48355), dataset as of September 8, 2026, retrieved October 31, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 483550036032. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 31, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 31, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. OpenFEMA NFIP Redacted Policies v3.
  11. OpenFEMA NFIP Redacted Claims v3.
  12. USDA Forest Service, Wildfire Risk to Communities, community summaries.
  13. Wildfire Risk to Communities methods.
  14. Texas Department of Insurance, Texas homeowners insurance market overview.
  15. Texas Department of Insurance, Texas Windstorm Insurance Association Overview.
  16. Texas FAIR Plan Association Fact Book, Q2 2026.
  17. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 31, 2026 (flood zones). Page last updated October 31, 2026.