Does Seabreeze flood?
Seabreeze, Daytona Beach, FL · ZIP codes 32114 and 32118: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Seabreeze have filed flood claims. About 43% of Seabreeze’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 147 claims from the Census block groups that cover Seabreeze, from 1983 through 2024. 87 of them received a payment, totaling $6,974,946 (not adjusted for inflation). The busiest years were 2004 (32 claims), 2017 (26 claims), 2022 (19 claims).
What this page counts as Seabreeze
We could not find an openly licensed official boundary for Seabreeze, so this page uses a census-based area. For this page, Seabreeze means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Seabreeze (feature 290784) and inside the Daytona Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Seabreeze. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Seabreeze
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Seabreeze
The named streets in Seabreeze, longest first, with how much of each street’s length inside Seabreeze lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Seabreeze; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 51 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| N Ridgewood Ave | 1.5 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Peninsula Dr | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Atlantic Ave | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Halifax Ave | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Wild Olive Ave | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Oleander Ave | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| Oakridge Blvd | 1.0 mi | 31% | X (unshaded, minimal) (61%) |
| N Grandview Ave | 4,890 ft | 0.0% | X (unshaded, minimal) (100%) |
| N Seagrave St | 4,460 ft | 52% | A (40%) |
| Mason Ave | 4,370 ft | 27% | X (unshaded, minimal) (49%) |
| N Beach St | 4,360 ft | 95% | AE (95%) |
| Main St | 4,190 ft | 38% | X (unshaded, minimal) (62%) |
| Seabreeze Blvd | 4,030 ft | 12% | X (unshaded, minimal) (84%) |
| Ballough Rd | 3,430 ft | 86% | AE (86%) |
| International Speedway Blvd | 2,910 ft | 0.0% | X (unshaded, minimal) (100%) |
| University Blvd | 2,800 ft | 0.9% | X (unshaded, minimal) (99%) |
| S Atlantic Ave | 2,630 ft | 0.0% | X (unshaded, minimal) (100%) |
| Fairview Ave | 2,510 ft | 54% | AE (37%) |
| Riverview Blvd | 2,470 ft | 0.5% | X (unshaded, minimal) (100%) |
| Jessamine Blvd | 2,460 ft | 0.0% | X (unshaded, minimal) (98%) |
| Glenview Blvd | 2,450 ft | 0.5% | X (unshaded, minimal) (100%) |
| S Grandview Ave | 2,420 ft | 0.0% | X (unshaded, minimal) (100%) |
| Madison Ave | 2,420 ft | 27% | X (unshaded, minimal) (51%) |
| Kingston Ave | 2,410 ft | 26% | X (unshaded, minimal) (62%) |
| North St | 2,390 ft | 44% | X (unshaded, minimal) (43%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 29, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Seabreeze
Share of Seabreeze’s mapped area (about 5.73 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 4 to 12 feet. Effective date of the FIRM panel(s) covering it (12127C0356J, 12127C0357J, 12127C0359J): September 29, 2017.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 44% |
| AE | 29% |
| VE | 12% |
| X (shaded, 0.2% annual chance) | 3.8% |
| A | 1.5% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Seabreeze. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1980s | 4 | $0 |
| 1990s | 28 | $250,219 |
| 2000s | 45 | $1,238,961 |
| 2010s | 44 | $3,384,346 |
| 2020s | 26 | $2,101,421 |
By year of loss
Named flood events with the most claims
- Hurricane Frances: 31 claims
- Hurricane Irma: 26 claims
- Hurricane Matthew: 13 claims
- Hurricane Ian: 10 claims
- Hurricane Nicole: 8 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 84
- X/B/C (moderate or minimal): 56
- V/VE (coastal high hazard): 5
- Not reported: 2
How much is flood insurance in Seabreeze?
The typical National Flood Insurance Program policy on single-family homes in Seabreeze costs $1,163 a year: the median of 18 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $958 and $1,314. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 29, 2026.
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Before you rent or buy in Seabreeze
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Seabreeze
Flood maps are only one part of choosing a neighborhood. To compare Seabreeze with other Daytona Beach neighborhoods on more than flooding, see Daytona Beach on StrollPlace.
Buyer and renter FAQ
Does Seabreeze flood?
Yes. Insured properties in and around Seabreeze have filed flood claims. About 43% of Seabreeze’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 147 claims from the Census block groups that cover Seabreeze, from 1983 through 2024. 87 of them received a payment, totaling $6,974,946 (not adjusted for inflation). The busiest years were 2004 (32 claims), 2017 (26 claims), 2022 (19 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Seabreeze in a flood zone?
About 43% of Seabreeze’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 44%; AE 29%; VE 12%; X (shaded, 0.2% annual chance) 3.8%; A 1.5%. The FIRM panel(s) covering it took effect September 29, 2017.
Which streets in Seabreeze are in a high-risk flood zone?
Most of the length of N Seagrave St, N Beach St, Ballough Rd and Fairview Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of N Ridgewood Ave, N Peninsula Dr, N Atlantic Ave, N Halifax Ave, N Wild Olive Ave, N Oleander Ave, N Grandview Ave and International Speedway Blvd does. Zones can change along a street, so check the exact address.
What ZIP code is Seabreeze in?
Seabreeze is in Daytona Beach, FL. ZIP codes 32114 and 32118: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Seabreeze?
The typical NFIP flood insurance policy on single-family homes in Seabreeze cost $1,163 a year: the median of 18 policies that started between August 1, 2025 and July 31, 2026. Half cost between $958 and $1,314. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 29, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Volusia County (county code 12127), dataset as of September 8, 2026, retrieved October 29, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 121270812002, 121270812001, 121270812003, 121270815001. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 29, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 29, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 29, 2026 (flood zones). Page last updated October 29, 2026.