Does Green Acres Colonia flood?

Green Acres Colonia, El Paso, TX · ZIP code 79932: the ZIP code on 17 of the 17 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Green Acres Colonia have filed flood claims. No part of Green Acres Colonia’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 17 claims from the Census block groups that cover Green Acres Colonia, from 2006 through 2018. 7 of them received a payment, totaling $124,867 (not adjusted for inflation). The busiest years were 2006 (13 claims), 2010 (3 claims), 2018 (1 claims).

What this page counts as Green Acres Colonia

We could not find an openly licensed official boundary for Green Acres Colonia, so this page uses a census-based area. For this page, Green Acres Colonia means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Green Acres Colonia (feature 2010120) and inside the El Paso city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Green Acres Colonia. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

0.0%

of the area in FEMA high-risk zones (SFHA)

NFIP claims on record, 2006–2018

$124,867

paid on 7 claims (nominal dollars)

claims with a loss year of 2015 or later

Check a specific address in Green Acres Colonia

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones in Green Acres Colonia

Share of Green Acres Colonia’s mapped area (about 6.953 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (35013C1725G, 35013C1750G, 35013C1925G): July 6, 2016.

FEMA zone	Share of area
X (unshaded, minimal)	0.1%

What the zones mean

Zone AE (and A, AH, AO): High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V): High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded): Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded): Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Green Acres Colonia. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

Decade	Claims	Paid
2000s	13	$117,260
2010s	4	$7,607

By year of loss

200613

20103

20181

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

A/AE/AH/AO (high risk): 13
X/B/C (moderate or minimal): 4

Why home insurance costs what it does in Green Acres Colonia

This section is educational and is not insurance advice.

Flood insurance

ZIP codes do not follow neighborhood lines. This is a ZIP code on at least 5% of the flood claims counted for Green Acres Colonia, within 10 km of it.

ZIP code 79932: the median National Flood Insurance Program policy cost for single-family homes was $951 a year, the middle of 361 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $787 and $1,129. These policies are priced under Risk Rating 2.0.
ZIP code 79932: NFIP records list 119 flood claims with a loss year from 1979 through 2024. The claims dataset is as of September 8, 2026.

Fire and wind

USDA Forest Service Wildfire Risk to Communities gives El Paso, TX a Risk to Homes national percentile rank of 0.382, which its methods call Low (below the 40th percentile). That is the city rating, not a rating of Green Acres Colonia alone. The summary file is dated April 15, 2026.

The insurance market in Texas

Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676.
Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.

What to ask your agent

Ask the agent how old the roof is.
Ask whether a wind-mitigation discount is available for this house.
Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy.
Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated.
Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Flood coverage and the 30-day wait: FEMA fact sheet, Jan. 21, 2025; 44 CFR 61.11.

What do NFIP records show for flood insurance in Green Acres Colonia?

ZIP code 79932: the median National Flood Insurance Program policy cost for single-family homes was $951 a year, the middle of 361 policies that started between September 1, 2025 and August 31, 2026. Half of them cost between $787 and $1,129. These policies are priced under Risk Rating 2.0. ZIP code 79932: NFIP records list 119 flood claims with a loss year from 1979 through 2024. The claims dataset is as of September 8, 2026.

How big are the last-resort insurance plans in Texas?

Texas Windstorm Insurance Association: Total policies in force, as of 6/30/2026: 288,676. Texas FAIR Plan Association: As of June 30, 2026: TFPA insures 118,486 properties.

What should I ask an insurance agent about a home in Green Acres Colonia?

Ask the agent how old the roof is. Ask whether a wind-mitigation discount is available for this house. Ask how flood coverage differs from the homeowners policy. A standard homeowners policy does not cover flood. Flood coverage is a separate policy. Ask whether the policy has a separate hurricane or windstorm deductible, and how that deductible is calculated. Ask when coverage would start. A new National Flood Insurance Program policy generally takes effect 30 days after purchase.

Sources: OpenFEMA NFIP Redacted Policies v3; OpenFEMA NFIP Redacted Claims v3; USDA Forest Service, Wildfire Risk to Communities, community summaries; Wildfire Risk to Communities methods; Texas Department of Insurance, Texas Windstorm Insurance Association Overview; Texas FAIR Plan Association Fact Book, Q2 2026.

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Before you rent or buy in Green Acres Colonia

Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
Ask the landlord or seller about past flooding and flood insurance claims at the property.
Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
Ask which floor the unit is on and where parking, storage and mechanical equipment sit.

Living in Green Acres Colonia

Flood maps are only one part of choosing a neighborhood. To compare Green Acres Colonia with other El Paso neighborhoods on more than flooding, see El Paso on StrollPlace.

Buyer and renter FAQ

Does Green Acres Colonia flood?

Yes. Insured properties in and around Green Acres Colonia have filed flood claims. No part of Green Acres Colonia’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 17 claims from the Census block groups that cover Green Acres Colonia, from 2006 through 2018. 7 of them received a payment, totaling $124,867 (not adjusted for inflation). The busiest years were 2006 (13 claims), 2010 (3 claims), 2018 (1 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Green Acres Colonia in a flood zone?

No part of Green Acres Colonia’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. Shares by zone: X (unshaded, minimal) 0.1%. The FIRM panel(s) covering it took effect July 6, 2016.

What ZIP code is Green Acres Colonia in?

Green Acres Colonia is in El Paso, TX. ZIP code 79932: the ZIP code on 17 of the 17 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved November 2, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for El Paso County (county code 48141), dataset as of September 8, 2026, retrieved November 2, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 481410102182, 481410102161, 481410102193. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

Data as of September 8, 2026 (FEMA claims) and November 2, 2026 (flood zones). Page last updated November 2, 2026.