Does Coral Ridge flood?
Coral Ridge, Fort Lauderdale, FL · ZIP codes 33305, 33306, 33308 and 33304: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Coral Ridge have filed flood claims. About 78% of Coral Ridge’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE and VE). NFIP flood insurance records list 230 claims from the Census block groups that cover Coral Ridge, from 1978 through 2025. 103 of them received a payment, totaling $2,191,007 (not adjusted for inflation). The busiest years were 2011 (37 claims), 1999 (32 claims), 2005 (27 claims).
What this page counts as Coral Ridge
We could not find an openly licensed official boundary for Coral Ridge, so this page uses a census-based area. For this page, Coral Ridge means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Coral Ridge (feature 280812) and inside the Fort Lauderdale city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Coral Ridge. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Coral Ridge
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Coral Ridge
The named streets in Coral Ridge, longest first, with how much of each street’s length inside Coral Ridge lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Coral Ridge; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 52 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| E Oakland Park Blvd | 3.1 mi | 55% | AE (55%) |
| Bayview Dr | 2.5 mi | 98% | AE (98%) |
| State Hwy 5 | 2.2 mi | 58% | AE (58%) |
| N Atlantic Blvd | 2.1 mi | 56% | VE (45%) |
| N Ocean Dr | 1.9 mi | 30% | X (unshaded, minimal) (51%) |
| E Sunrise Blvd | 1.5 mi | 77% | AE (70%) |
| NE 30th St | 1.1 mi | 78% | AE (78%) |
| NE 33rd Ave | 5,260 ft | 93% | AE (93%) |
| Atlantic Blvd | 4,870 ft | 16% | X (unshaded, minimal) (54%) |
| NE 26th St | 4,540 ft | 100% | AE (100%) |
| NE 32nd Ave | 4,420 ft | 100% | AE (100%) |
| NE 29th St | 4,160 ft | 89% | AE (89%) |
| NE 37th Dr | 4,140 ft | 59% | AE (59%) |
| NE 26th Ave | 4,060 ft | 27% | X (shaded, 0.2% annual chance) (43%) |
| Access Rd | 3,910 ft | 68% | AE (68%) |
| Middle River Dr | 3,780 ft | 43% | AE (43%) |
| NE 27th St | 3,760 ft | 79% | AE (79%) |
| NE 25th St | 3,440 ft | 73% | AE (71%) |
| NE 26th Ter | 3,400 ft | 71% | AE (71%) |
| NE 35th Dr | 3,320 ft | 81% | AE (81%) |
| NE 30th Pl | 3,290 ft | 83% | AE (83%) |
| NE 27th Ave | 3,080 ft | 100% | AE (100%) |
| Seminole Dr | 3,040 ft | 100% | AE (100%) |
| NE 28th St | 2,930 ft | 100% | AE (100%) |
| NE 29th Ct | 2,610 ft | 81% | AE (81%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 28, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Coral Ridge
Share of Coral Ridge’s mapped area (about 6.685 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 6 to 13 feet. Effective date of the FIRM panel(s) covering it (12011C0386J, 12011C0387J, 12011C0388J): July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| AE | 57% |
| VE | 21% |
| X (unshaded, minimal) | 12% |
| X (shaded, 0.2% annual chance) | 7.6% |
| AO | 0.3% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Coral Ridge. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 12 | $45,428 |
| 1980s | 12 | $10,792 |
| 1990s | 69 | $478,440 |
| 2000s | 33 | $103,714 |
| 2010s | 71 | $740,529 |
| 2020s | 33 | $812,105 |
By year of loss
Named flood events with the most claims
- Hurricane Irene: 28 claims
- Hurricane Irma: 23 claims
- Hurricane Wilma: 22 claims
- Hurricane Andrew: 20 claims
- Flooding: 14 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 148
- X/B/C (moderate or minimal): 68
- V/VE (coastal high hazard): 13
- Not reported: 1
How much is flood insurance in Coral Ridge?
The typical National Flood Insurance Program policy on single-family homes in Coral Ridge costs $1,982 a year: the median of 983 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,287 and $2,816. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 28, 2026.
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Before you rent or buy in Coral Ridge
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Coral Ridge
Flood maps are only one part of choosing a neighborhood. To compare Coral Ridge with other Fort Lauderdale neighborhoods on more than flooding, see Fort Lauderdale on StrollPlace.
Buyer and renter FAQ
Does Coral Ridge flood?
Yes. Insured properties in and around Coral Ridge have filed flood claims. About 78% of Coral Ridge’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE and VE). NFIP flood insurance records list 230 claims from the Census block groups that cover Coral Ridge, from 1978 through 2025. 103 of them received a payment, totaling $2,191,007 (not adjusted for inflation). The busiest years were 2011 (37 claims), 1999 (32 claims), 2005 (27 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Coral Ridge in a flood zone?
About 78% of Coral Ridge’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE and VE). Shares by zone: AE 57%; VE 21%; X (unshaded, minimal) 12%; X (shaded, 0.2% annual chance) 7.6%; AO 0.3%. The FIRM panel(s) covering it took effect July 31, 2024.
Which streets in Coral Ridge are in a high-risk flood zone?
Most of the length of E Oakland Park Blvd, Bayview Dr, State Hwy 5, N Atlantic Blvd, E Sunrise Blvd, NE 30th St, NE 33rd Ave, NE 26th St, NE 32nd Ave, NE 29th St, NE 37th Dr and Access Rd lies in FEMA high-risk zones (the Special Flood Hazard Area). Zones can change along a street, so check the exact address.
What ZIP code is Coral Ridge in?
Coral Ridge is in Fort Lauderdale, FL. ZIP codes 33305, 33306, 33308 and 33304: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Coral Ridge?
The typical NFIP flood insurance policy on single-family homes in Coral Ridge cost $1,982 a year: the median of 983 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,287 and $2,816. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Bay Harbor flood?
- Does Sunrise Key flood?
- Does Coral Hills flood?
- Does Nurmi Isles flood?
- Does Coral Ridge Isles flood?
- Does Imperial Point flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 28, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 28, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110406011, 120110405021, 120110404021, 120110406023, 120110406024, 120110405022. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 28, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 28, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 28, 2026 (flood zones). Page last updated October 28, 2026.