FloodFireCheck

Does Orange Grove flood?

Orange Grove, Gulfport, MS · ZIP code 39503: the ZIP code on 373 of the 375 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Orange Grove have filed flood claims. About 12% of Orange Grove’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 375 claims from the Census block groups that cover Orange Grove, from 1978 through 2018. 310 of them received a payment, totaling $6,079,550 (not adjusted for inflation). The busiest years were 1993 (71 claims), 1995 (57 claims), 2005 (49 claims).

What this page counts as Orange Grove

We could not find an openly licensed official boundary for Orange Grove, so this page uses a census-based area. For this page, Orange Grove means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Orange Grove (feature 675305), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Orange Grove. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

12%
of the area in FEMA high-risk zones (SFHA)
375
NFIP claims on record, 1978–2018
$6,079,550
paid on 310 claims (nominal dollars)
39
claims with a loss year of 2015 or later

Check a specific address in Orange Grove

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Orange Grove

The named streets in Orange Grove, longest first, with how much of each street’s length inside Orange Grove lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Orange Grove; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 67 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
Dedeaux Rd1.7 mi1.4%X (unshaded, minimal) (92%)
Three Rivers Rd1.6 mi5.2%X (unshaded, minimal) (85%)
Klein Rd1.6 mi0.0%X (unshaded, minimal) (100%)
Oneal Rd1.5 mi12%X (unshaded, minimal) (86%)
10th St1.2 mi0.0%X (unshaded, minimal) (100%)
N Wilson Blvd1.2 mi0.0%X (unshaded, minimal) (95%)
Depew Rd4,950 ft0.0%X (unshaded, minimal) (100%)
Mays Rd4,780 ft21%X (unshaded, minimal) (77%)
Darby St3,890 ft0.0%X (unshaded, minimal) (100%)
Loveless Dr3,420 ft12%X (unshaded, minimal) (86%)
Shirley Dr2,970 ft0.0%X (unshaded, minimal) (100%)
Parkwood Dr N2,930 ft0.0%X (unshaded, minimal) (100%)
Simpson Rd2,920 ft14%X (unshaded, minimal) (68%)
Harmony Cr2,750 ft0.0%X (unshaded, minimal) (100%)
Barbara Dr2,730 ft0.0%X (unshaded, minimal) (100%)
Lavelle Dr2,680 ft0.0%X (unshaded, minimal) (100%)
Harris Dr2,530 ft0.0%X (unshaded, minimal) (100%)
Government St2,520 ft48%X (unshaded, minimal) (51%)
Hamilton St2,520 ft31%X (unshaded, minimal) (66%)
Charwood Ave2,270 ft0.0%X (unshaded, minimal) (100%)
Janell Dr2,120 ft0.0%X (unshaded, minimal) (100%)
Royal St2,110 ft38%X (unshaded, minimal) (60%)
Olivet Dr2,030 ft0.0%X (unshaded, minimal) (100%)
Beverly Dr1,850 ft0.0%X (unshaded, minimal) (100%)
5th St1,580 ft0.0%X (unshaded, minimal) (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Orange Grove

Share of Orange Grove’s mapped area (about 6.333 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (28047C0254H, 28047C0255H): December 21, 2017.

FEMA zoneShare of area
X (unshaded, minimal)84%
AE12%
X (shaded, 0.2% annual chance)4.0%
AO0.4%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Orange Grove. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s1$1,346
1980s12$32,217
1990s219$4,165,626
2000s86$633,105
2010s57$1,247,254

By year of loss

19781
19802
19858
19882
199147
19922
199371
199430
199557
19971
199811
20002
200130
20021
20042
200549
20092
20112
201215
20131
20151
201631
20171
20186

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

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Before you rent or buy in Orange Grove

Living in Orange Grove

Flood maps are only one part of choosing a neighborhood. To compare Orange Grove with other Gulfport neighborhoods on more than flooding, see Gulfport on StrollPlace.

Buyer and renter FAQ

Does Orange Grove flood?

Yes. Insured properties in and around Orange Grove have filed flood claims. About 12% of Orange Grove’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 375 claims from the Census block groups that cover Orange Grove, from 1978 through 2018. 310 of them received a payment, totaling $6,079,550 (not adjusted for inflation). The busiest years were 1993 (71 claims), 1995 (57 claims), 2005 (49 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Orange Grove in a flood zone?

About 12% of Orange Grove’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 84%; AE 12%; X (shaded, 0.2% annual chance) 4.0%; AO 0.4%. The FIRM panel(s) covering it took effect December 21, 2017.

Which streets in Orange Grove are in a high-risk flood zone?

No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Dedeaux Rd, Three Rivers Rd, Klein Rd, 10th St, N Wilson Blvd, Depew Rd, Darby St and Shirley Dr does. Zones can change along a street, so check the exact address.

What ZIP code is Orange Grove in?

Orange Grove is in Gulfport, MS. ZIP code 39503: the ZIP code on 373 of the 375 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Harrison County (county code 28047), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 280470032041, 280470032053, 280470032042, 280470032051. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.