Does Palm Springs Estates flood?
Palm Springs Estates, Hialeah, FL · ZIP codes 33014 and 33012: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Palm Springs Estates have filed flood claims. About 36% of Palm Springs Estates’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 255 claims from the Census block groups that cover Palm Springs Estates, from 1979 through 2019. 112 of them received a payment, totaling $1,747,679 (not adjusted for inflation). The busiest years were 1999 (73 claims), 2000 (42 claims), 2005 (26 claims).
What this page counts as Palm Springs Estates
We could not find an openly licensed official boundary for Palm Springs Estates, so this page uses a census-based area. For this page, Palm Springs Estates means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Palm Springs Estates (feature 305078) and inside the Hialeah city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Palm Springs Estates. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Palm Springs Estates
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Palm Springs Estates
The named streets in Palm Springs Estates, longest first, with how much of each street’s length inside Palm Springs Estates lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Palm Springs Estates; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 85 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| W 68th St | 2.5 mi | 63% | AH (63%) |
| W 16th Ave | 1.6 mi | 56% | AH (49%) |
| Ludlam Rd | 1.5 mi | 4.0% | X (unshaded, minimal) (96%) |
| W 64th St | 1.5 mi | 0.0% | X (unshaded, minimal) (100%) |
| W 14th Ave | 1.5 mi | 15% | X (unshaded, minimal) (85%) |
| W 12th Ave | 1.5 mi | 1.2% | X (unshaded, minimal) (99%) |
| W 60th St | 1.4 mi | 15% | X (unshaded, minimal) (85%) |
| W 14th Ct | 1.4 mi | 19% | X (unshaded, minimal) (81%) |
| W 8th Ave | 1.3 mi | 15% | X (unshaded, minimal) (85%) |
| NW 67th Ave | 1.3 mi | 4.6% | X (unshaded, minimal) (95%) |
| W 76th St | 1.1 mi | 0.0% | X (unshaded, minimal) (100%) |
| W 84th St | 1.0 mi | 66% | AE (66%) |
| State Hwy 924 | 1.0 mi | 56% | AE (56%) |
| W 15th Ct | 1.0 mi | 57% | AH (57%) |
| W 10th Ave | 4,910 ft | 32% | X (unshaded, minimal) (68%) |
| W 4th Ave | 4,900 ft | 62% | AH (62%) |
| W 15th Ave | 4,840 ft | 24% | X (unshaded, minimal) (76%) |
| W 13th Ave | 4,790 ft | 44% | X (unshaded, minimal) (56%) |
| W 77th St | 4,560 ft | 4.0% | X (unshaded, minimal) (96%) |
| W 6th Ave | 4,410 ft | 11% | X (unshaded, minimal) (89%) |
| W 63rd St | 4,280 ft | 7.4% | X (unshaded, minimal) (93%) |
| W 62nd St | 4,270 ft | 18% | X (unshaded, minimal) (82%) |
| W 66th St | 4,120 ft | 0.7% | X (unshaded, minimal) (99%) |
| W 79th St | 4,010 ft | 0.0% | X (unshaded, minimal) (100%) |
| W 69th Pl | 3,990 ft | 41% | X (unshaded, minimal) (59%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 29, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Palm Springs Estates
Share of Palm Springs Estates’s mapped area (about 6.461 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 5 to 8 feet. Effective date of the FIRM panel(s) covering it (12086C0114L, 12086C0118L, 12086C0277L, 12086C0281L): September 11, 2009.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 64% |
| AH | 22% |
| AE | 14% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Palm Springs Estates. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 7 | $1,643 |
| 1980s | 19 | $41,420 |
| 1990s | 118 | $1,153,891 |
| 2000s | 92 | $422,267 |
| 2010s | 19 | $128,459 |
By year of loss
Named flood events with the most claims
- Hurricane Irene: 71 claims
- Flooding: 53 claims
- Hurricane Wilma: 17 claims
- Hurricane Irma: 14 claims
- Hurricane Andrew: 12 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 245
- X/B/C (moderate or minimal): 10
How much is flood insurance in Palm Springs Estates?
The typical National Flood Insurance Program policy on single-family homes in Palm Springs Estates costs $598 a year: the median of 68 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $525 and $726. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 29, 2026.
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Before you rent or buy in Palm Springs Estates
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Palm Springs Estates
Flood maps are only one part of choosing a neighborhood. To compare Palm Springs Estates with other Hialeah neighborhoods on more than flooding, see Hialeah on StrollPlace.
Buyer and renter FAQ
Does Palm Springs Estates flood?
Yes. Insured properties in and around Palm Springs Estates have filed flood claims. About 36% of Palm Springs Estates’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 255 claims from the Census block groups that cover Palm Springs Estates, from 1979 through 2019. 112 of them received a payment, totaling $1,747,679 (not adjusted for inflation). The busiest years were 1999 (73 claims), 2000 (42 claims), 2005 (26 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Palm Springs Estates in a flood zone?
About 36% of Palm Springs Estates’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 64%; AH 22%; AE 14%. The FIRM panel(s) covering it took effect September 11, 2009.
Which streets in Palm Springs Estates are in a high-risk flood zone?
Most of the length of W 68th St, W 16th Ave, W 84th St, State Hwy 924, W 15th Ct and W 4th Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Ludlam Rd, W 64th St, W 12th Ave, NW 67th Ave, W 76th St, W 77th St, W 63rd St and W 66th St does. Zones can change along a street, so check the exact address.
What ZIP code is Palm Springs Estates in?
Palm Springs Estates is in Hialeah, FL. ZIP codes 33014 and 33012: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Palm Springs Estates?
The typical NFIP flood insurance policy on single-family homes in Palm Springs Estates cost $598 a year: the median of 68 policies that started between August 1, 2025 and July 31, 2026. Half cost between $525 and $726. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 29, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Miami-Dade County (county code 12086), dataset as of September 8, 2026, retrieved October 29, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120860093073, 120860093072, 120860093063, 120860093062, 120860092001, 120860093113, 120860093111, 120860093094, 120860093093, 120860093084, 120860093083, 120860093082, 120860093081, 120860093142, 120860093091, 120860093092. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 29, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 29, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 29, 2026 (flood zones). Page last updated October 29, 2026.