Does Arbolada Addition flood?
Arbolada Addition, Lafayette, LA · ZIP codes 70503, 70501 and 70506: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Arbolada Addition have filed flood claims. About 4.0% of Arbolada Addition’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 111 claims from the Census block groups that cover Arbolada Addition, from 1978 through 2025. 88 of them received a payment, totaling $3,688,599 (not adjusted for inflation). The busiest years were 2021 (21 claims), 1980 (19 claims), 2016 (16 claims).
What this page counts as Arbolada Addition
We could not find an openly licensed official boundary for Arbolada Addition, so this page uses a census-based area. For this page, Arbolada Addition means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Arbolada Addition (feature 557237), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Arbolada Addition. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Arbolada Addition
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Arbolada Addition
The named streets in Arbolada Addition, longest first, with how much of each street’s length inside Arbolada Addition lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Arbolada Addition; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 143 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| Johnston St | 2.0 mi | 1.3% | X (unshaded, minimal) (98%) |
| W St Mary Blvd | 2.0 mi | 3.7% | X (unshaded, minimal) (96%) |
| Myrtle Pl | 2.0 mi | 0.0% | X (unshaded, minimal) (100%) |
| W Congress St | 1.7 mi | 4.9% | X (unshaded, minimal) (91%) |
| Jefferson St | 1.5 mi | 0.0% | X (unshaded, minimal) (100%) |
| US Hwy 90 | 1.3 mi | 0.0% | X (unshaded, minimal) (100%) |
| W University Ave | 1.3 mi | 3.7% | X (unshaded, minimal) (95%) |
| Ronald Blvd | 4,970 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Simcoe St | 4,610 ft | 2.8% | X (unshaded, minimal) (90%) |
| Souvenir Gate | 4,270 ft | 4.6% | X (unshaded, minimal) (94%) |
| Lafayette St | 4,200 ft | 0.0% | X (unshaded, minimal) (100%) |
| Lee Ave | 4,110 ft | 0.0% | X (unshaded, minimal) (100%) |
| S Buchanan St | 4,050 ft | 0.0% | X (unshaded, minimal) (100%) |
| Garfield St | 4,040 ft | 0.0% | X (unshaded, minimal) (100%) |
| E Convent St | 3,960 ft | 0.0% | X (unshaded, minimal) (100%) |
| Twin Oaks Blvd | 3,900 ft | 0.0% | X (unshaded, minimal) (79%) |
| E University Ave | 3,810 ft | 0.0% | X (unshaded, minimal) (100%) |
| General Mouton Ave | 3,760 ft | 0.0% | X (unshaded, minimal) (100%) |
| Stewart St | 3,690 ft | 0.0% | X (unshaded, minimal) (100%) |
| Saint John St | 3,670 ft | 0.0% | X (unshaded, minimal) (100%) |
| Azalea St | 3,620 ft | 8.4% | X (unshaded, minimal) (90%) |
| Saint Landry St | 3,590 ft | 0.0% | X (unshaded, minimal) (100%) |
| E Vermilion St | 3,350 ft | 0.0% | X (unshaded, minimal) (100%) |
| Parkside Dr | 3,260 ft | 100% | AE (100%) |
| Oakview Blvd | 3,240 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Arbolada Addition
Share of Arbolada Addition’s mapped area (about 6.189 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (22055C0160J): December 21, 2018.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 94% |
| AE | 4.0% |
| X (shaded, 0.2% annual chance) | 1.9% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Arbolada Addition. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 4 | $9,064 |
| 1980s | 26 | $139,078 |
| 1990s | 24 | $138,985 |
| 2000s | 5 | $857 |
| 2010s | 28 | $1,684,883 |
| 2020s | 24 | $1,715,733 |
By year of loss
Named flood events with the most claims
- Flooding: 26 claims
- 2021 Mid-Spring Severe Storms: 21 claims
- Mid-summer severe storms: 15 claims
- Hurricane Bob: 3 claims
- Hurricane Lili: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 45
- X/B/C (moderate or minimal): 43
- Not reported: 22
- V/VE (coastal high hazard): 1
How much is flood insurance in Arbolada Addition?
The typical National Flood Insurance Program policy on single-family homes in Arbolada Addition costs $1,088 a year: the median of 133 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,071 and $1,261. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.
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Before you rent or buy in Arbolada Addition
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Arbolada Addition
Flood maps are only one part of choosing a neighborhood. To compare Arbolada Addition with other Lafayette neighborhoods on more than flooding, see Lafayette on StrollPlace.
Buyer and renter FAQ
Does Arbolada Addition flood?
Yes. Insured properties in and around Arbolada Addition have filed flood claims. About 4.0% of Arbolada Addition’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 111 claims from the Census block groups that cover Arbolada Addition, from 1978 through 2025. 88 of them received a payment, totaling $3,688,599 (not adjusted for inflation). The busiest years were 2021 (21 claims), 1980 (19 claims), 2016 (16 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Arbolada Addition in a flood zone?
About 4.0% of Arbolada Addition’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 94%; AE 4.0%; X (shaded, 0.2% annual chance) 1.9%. The FIRM panel(s) covering it took effect December 21, 2018.
Which streets in Arbolada Addition are in a high-risk flood zone?
Most of the length of Parkside Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Johnston St, W St Mary Blvd, Myrtle Pl, W Congress St, Jefferson St, US Hwy 90, W University Ave and Ronald Blvd does. Zones can change along a street, so check the exact address.
What ZIP code is Arbolada Addition in?
Arbolada Addition is in Lafayette, LA. ZIP codes 70503, 70501 and 70506: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Arbolada Addition?
The typical NFIP flood insurance policy on single-family homes in Arbolada Addition cost $1,088 a year: the median of 133 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,071 and $1,261. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Lafayette Parish (county code 22055), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 220550006025, 220550022001, 220550022003, 220550001001, 220550005002, 220550005001, 220550005003, 220550001002. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.