Does Bunche Park flood?
Bunche Park, Miami Gardens, FL · ZIP codes 33056 and 33054: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Bunche Park have filed flood claims. About 14% of Bunche Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 87 claims from the Census block groups that cover Bunche Park, from 1979 through 2024. 48 of them received a payment, totaling $910,110 (not adjusted for inflation). The busiest years were 2000 (24 claims), 1999 (11 claims), 2017 (10 claims).
What this page counts as Bunche Park
We could not find an openly licensed official boundary for Bunche Park, so this page uses a census-based area. For this page, Bunche Park means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Bunche Park (feature 279670) and inside the Miami Gardens city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Bunche Park. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Bunche Park
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Bunche Park
The named streets in Bunche Park, longest first, with how much of each street’s length inside Bunche Park lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Bunche Park; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 54 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| NW 167th St | 2.6 mi | 9.8% | X (unshaded, minimal) (68%) |
| NW 22nd Ave | 1.4 mi | 20% | X (shaded, 0.2% annual chance) (57%) |
| NW 18th Ave | 1.3 mi | 14% | X (shaded, 0.2% annual chance) (63%) |
| NW 19th Ave | 1.2 mi | 7.7% | X (shaded, 0.2% annual chance) (53%) |
| Palmetto Expy | 1.2 mi | 0.0% | X (unshaded, minimal) (67%) |
| NW 160th St | 1.1 mi | 0.0% | X (shaded, 0.2% annual chance) (96%) |
| NW 166th St | 1.0 mi | 0.0% | X (shaded, 0.2% annual chance) (53%) |
| NW 20th Ave | 1.0 mi | 26% | X (shaded, 0.2% annual chance) (44%) |
| NW 17th Ave | 4,960 ft | 12% | X (shaded, 0.2% annual chance) (69%) |
| NW 27th Ave | 4,930 ft | 5.9% | X (unshaded, minimal) (57%) |
| NW 175th St | 3,860 ft | 19% | X (shaded, 0.2% annual chance) (64%) |
| NW 29th Ave | 3,730 ft | 0.0% | X (unshaded, minimal) (58%) |
| NW 17th Ct | 3,610 ft | 18% | X (shaded, 0.2% annual chance) (57%) |
| NW 30th Ave | 3,540 ft | 0.0% | X (unshaded, minimal) (58%) |
| NW 157th St | 3,420 ft | 0.0% | X (shaded, 0.2% annual chance) (91%) |
| NW 25th Ave | 3,400 ft | 15% | X (unshaded, minimal) (75%) |
| NW 24th Ave | 3,400 ft | 36% | X (unshaded, minimal) (49%) |
| W Bunche Park Dr | 3,350 ft | 0.0% | X (shaded, 0.2% annual chance) (99%) |
| NW 163rd St | 3,320 ft | 0.0% | X (unshaded, minimal) (100%) |
| E Bunche Park Dr | 3,200 ft | 0.0% | X (shaded, 0.2% annual chance) (91%) |
| NW 17th Pl | 3,130 ft | 9.7% | X (shaded, 0.2% annual chance) (68%) |
| NW 18th Ct | 2,950 ft | 0.0% | X (shaded, 0.2% annual chance) (87%) |
| NW 164th St | 2,930 ft | 0.0% | X (unshaded, minimal) (100%) |
| NW 18th Pl | 2,910 ft | 0.0% | X (shaded, 0.2% annual chance) (86%) |
| NW 161st St | 2,790 ft | 0.0% | X (shaded, 0.2% annual chance) (64%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Bunche Park
Share of Bunche Park’s mapped area (about 4.623 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 6 to 7 feet. Effective date of the FIRM panel(s) covering it (12086C0117L, 12086C0136L): September 11, 2009.
| FEMA zone | Share of area |
|---|---|
| X (shaded, 0.2% annual chance) | 51% |
| X (unshaded, minimal) | 36% |
| AE | 14% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Bunche Park. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 2 | $845 |
| 1990s | 18 | $43,103 |
| 2000s | 40 | $306,076 |
| 2010s | 13 | $122,975 |
| 2020s | 14 | $437,111 |
By year of loss
Named flood events with the most claims
- Flooding: 26 claims
- Hurricane Irene: 10 claims
- Hurricane Irma: 10 claims
- June South Florida Flooding: 6 claims
- Hurricane Eta: 5 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 70
- X/B/C (moderate or minimal): 14
- Not reported: 3
How much is flood insurance in Bunche Park?
The typical National Flood Insurance Program policy on single-family homes in Bunche Park costs $552 a year: the median of 244 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $497 and $668. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Hurricane evacuation zone
About 99% of Bunche Park is outside Miami-Dade County’s storm surge evacuation zones (Miami-Dade County, Storm Surge Planning Zones (Hurricane Evacuation Zone feature layer)).
| Zone | What the county says it means | Share of Bunche Park |
|---|---|---|
| Zone E | at risk of storm surge in a Category 5 hurricane | 1.3% |
| Not in any zone | outside the county’s storm surge evacuation zones | 99% |
Miami-Dade County draws these Storm Surge Planning Zones from NHC’s SLOSH storm surge model. The county says that when a storm threatens, each zone, or parts of a zone, is evacuated depending on the hurricane’s track and projected storm surge, independent of the hurricane’s category, and that the zones deal strictly with storm surge, not your flood zone (Miami-Dade County: Storm Surge (Storm Surge Planning Zones)). The zones and NHC’s maps above are separate products, so they do not always line up.
Zones can split a street. Confirm the exact address with the county (Miami-Dade County: Storm Surge (Storm Surge Planning Zones)) and follow official evacuation orders. Miami-Dade County provides this data “as is”; the county says the areas are approximate and not suitable for site-specific decision making.
Before you rent or buy in Bunche Park
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Bunche Park
Flood maps are only one part of choosing a neighborhood. To compare Bunche Park with other Miami Gardens neighborhoods on more than flooding, see Miami Gardens on StrollPlace.
Buyer and renter FAQ
Does Bunche Park flood?
Yes. Insured properties in and around Bunche Park have filed flood claims. About 14% of Bunche Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 87 claims from the Census block groups that cover Bunche Park, from 1979 through 2024. 48 of them received a payment, totaling $910,110 (not adjusted for inflation). The busiest years were 2000 (24 claims), 1999 (11 claims), 2017 (10 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Bunche Park in a flood zone?
About 14% of Bunche Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (shaded, 0.2% annual chance) 51%; X (unshaded, minimal) 36%; AE 14%. The FIRM panel(s) covering it took effect September 11, 2009.
Which streets in Bunche Park are in a high-risk flood zone?
No street listed here has most of its length in FEMA high-risk zones. Less than 10% of NW 167th St, NW 19th Ave, Palmetto Expy, NW 160th St, NW 166th St, NW 27th Ave, NW 29th Ave and NW 30th Ave does. Zones can change along a street, so check the exact address.
What ZIP code is Bunche Park in?
Bunche Park is in Miami Gardens, FL. ZIP codes 33056 and 33054: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
Is Bunche Park in a hurricane evacuation zone?
About 99% of Bunche Park is outside Miami-Dade County’s storm surge evacuation zones. Check the exact address with the county and follow official orders.
How much is flood insurance in Bunche Park?
The typical NFIP flood insurance policy on single-family homes in Bunche Park cost $552 a year: the median of 244 policies that started between August 1, 2025 and July 31, 2026. Half cost between $497 and $668. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Scott Lake flood?
- Does Carol City flood?
- Does Norland flood?
- Does Lake Lucerne flood?
- Does Andover flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Miami-Dade County (county code 12086), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120860095031, 120860004023, 120860095032, 120860004143, 120860004031, 120860004022, 120860004021, 120860005011, 120860005013. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. Evacuation zones: the polygon intersected with Miami-Dade County’s zone polygons in an equal-area projection; shares below 0.1% are left out. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- Miami-Dade County, Storm Surge Planning Zones (Hurricane Evacuation Zone feature layer) (retrieved October 30, 2026).
- Miami-Dade County: Storm Surge (Storm Surge Planning Zones).
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones); hazard data computed October 30, 2026. Page last updated October 30, 2026.