Does Gentilly Terrace flood?
Gentilly Terrace, New Orleans, LA · ZIP code 70122: the ZIP code on 455 of the 459 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Gentilly Terrace have filed flood claims. No part of Gentilly Terrace’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 459 claims from the Census block groups that cover Gentilly Terrace, from 1978 through 2026. 400 of them received a payment, totaling $35,766,330 (not adjusted for inflation). The busiest years were 2005 (370 claims), 1995 (22 claims), 1980 (11 claims).
What this page counts as Gentilly Terrace
We could not find an openly licensed official boundary for Gentilly Terrace, so this page uses a census-based area. For this page, Gentilly Terrace means the 2010 Census block groups whose center lies inside the National Register of Historic Places boundary of the Gentilly Terrace Historic District (National Park Service). Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Gentilly Terrace. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Gentilly Terrace
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Gentilly Terrace
The named streets in Gentilly Terrace, longest first, with how much of each street’s length inside Gentilly Terrace lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Gentilly Terrace; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| Elysian Fields Ave | 1.0 mi | 0.0% | X (shaded, 0.2% annual chance) (52%) |
| Gentilly Blvd | 4,700 ft | 0.0% | X (shaded, 0.2% annual chance) (66%) |
| Lombard St | 4,250 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Carnot St | 4,250 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Franklin Ave | 4,190 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Saint Roch Ave | 3,020 ft | 0.0% | X (shaded, 0.2% annual chance) (81%) |
| Mirabeau Ave | 2,260 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Eastern St | 2,250 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Baccich St | 2,150 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Lafaye St | 2,100 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Demontluzin St | 2,100 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Venus St | 2,070 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Painters St | 2,050 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Arts St | 2,040 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Mandeville St | 1,810 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Spain St | 1,650 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Marigny St | 1,540 ft | 0.0% | X (unshaded, minimal) (56%) |
| Music St | 1,410 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Stephen Girard Ave | 870 ft | 0.0% | X (unshaded, minimal) (89%) |
| Western St | 510 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Gentilly Terrace
Share of Gentilly Terrace’s mapped area (about 0.795 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Effective date of the FIRM panel(s) covering it (22071C0118F, 22071C0231F): September 30, 2016.
| FEMA zone | Share of area |
|---|---|
| X (shaded, 0.2% annual chance) | 53% |
| X (unshaded, minimal) | 47% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Gentilly Terrace. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 2 | $6,050 |
| 1980s | 19 | $31,028 |
| 1990s | 37 | $97,452 |
| 2000s | 386 | $35,117,235 |
| 2010s | 6 | $4,110 |
| 2020s | 9 | $510,455 |
By year of loss
Named flood events with the most claims
- Hurricane Katrina: 365 claims
- Flooding: 48 claims
- Hurricane Ida: 5 claims
- Tropical Storm Isidore: 5 claims
- Hurricane Isaac: 4 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 260
- A/AE/AH/AO (high risk): 199
How much is flood insurance in Gentilly Terrace?
The typical National Flood Insurance Program policy on single-family homes in Gentilly Terrace costs $1,097 a year: the median of 259 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,050 and $1,257. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.
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Before you rent or buy in Gentilly Terrace
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Gentilly Terrace
Flood maps are only one part of choosing a neighborhood. To compare Gentilly Terrace with other New Orleans neighborhoods on more than flooding, see New Orleans on StrollPlace.
Buyer and renter FAQ
Does Gentilly Terrace flood?
Yes. Insured properties in and around Gentilly Terrace have filed flood claims. No part of Gentilly Terrace’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. NFIP flood insurance records list 459 claims from the Census block groups that cover Gentilly Terrace, from 1978 through 2026. 400 of them received a payment, totaling $35,766,330 (not adjusted for inflation). The busiest years were 2005 (370 claims), 1995 (22 claims), 1980 (11 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Gentilly Terrace in a flood zone?
No part of Gentilly Terrace’s mapped area is inside FEMA’s Special Flood Hazard Area on the current effective map; it is in Zone X. Shares by zone: X (shaded, 0.2% annual chance) 53%; X (unshaded, minimal) 47%. The FIRM panel(s) covering it took effect September 30, 2016.
Which streets in Gentilly Terrace are in a high-risk flood zone?
No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Elysian Fields Ave, Gentilly Blvd, Lombard St, Carnot St, Franklin Ave, Saint Roch Ave, Mirabeau Ave and Eastern St does. Zones can change along a street, so check the exact address.
What ZIP code is Gentilly Terrace in?
Gentilly Terrace is in New Orleans, LA. ZIP code 70122: the ZIP code on 455 of the 459 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Gentilly Terrace?
The typical NFIP flood insurance policy on single-family homes in Gentilly Terrace cost $1,097 a year: the median of 259 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,050 and $1,257. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Gentilly flood?
- Does Pontchartrain Park flood?
- Does Lake Terrace flood?
- Does New Marigny flood?
- Does Esplanade Ridge flood?
- Does Lakeview flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Orleans Parish (county code 22071), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 220710025043, 220710025033, 220710025042. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.