Does Holy Cross flood?
Holy Cross, New Orleans, LA · ZIP code 70117: the ZIP code on 608 of the 618 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Holy Cross have filed flood claims. About 41% of Holy Cross’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 618 claims from the Census block groups that cover Holy Cross, from 1978 through 2025. 492 of them received a payment, totaling $36,060,246 (not adjusted for inflation). The busiest years were 2005 (352 claims), 1995 (39 claims), 1980 (32 claims).
What this page counts as Holy Cross
We could not find an openly licensed official boundary for Holy Cross, so this page uses a census-based area. For this page, Holy Cross means the 2010 Census block groups whose center lies inside the National Register of Historic Places boundary of the Holy Cross Historic District (National Park Service). Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Holy Cross. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Holy Cross
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Holy Cross
The named streets in Holy Cross, longest first, with how much of each street’s length inside Holy Cross lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Holy Cross; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| Dauphine St | 1.1 mi | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Royal St | 5,050 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Chartres St | 4,630 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Saint Claude Ave | 4,410 ft | 3.3% | X (shaded, 0.2% annual chance) (91%) |
| N Rampart St | 4,090 ft | 28% | X (shaded, 0.2% annual chance) (72%) |
| Flood St | 2,780 ft | 28% | X (shaded, 0.2% annual chance) (69%) |
| Andry St | 2,530 ft | 6.4% | X (shaded, 0.2% annual chance) (94%) |
| Egania St | 2,390 ft | 1.6% | X (shaded, 0.2% annual chance) (98%) |
| Forstall St | 2,340 ft | 26% | X (shaded, 0.2% annual chance) (74%) |
| Caffin Ave | 2,300 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Lamanche St | 2,260 ft | 16% | X (shaded, 0.2% annual chance) (84%) |
| Lizardi St | 2,260 ft | 2.7% | X (shaded, 0.2% annual chance) (97%) |
| Alabo St | 2,240 ft | 0.0% | X (shaded, 0.2% annual chance) (93%) |
| Reynes St | 2,220 ft | 14% | X (shaded, 0.2% annual chance) (86%) |
| Douglas St | 2,110 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Deslonde St | 2,030 ft | 4.1% | X (shaded, 0.2% annual chance) (96%) |
| Jourdan Ave | 1,630 ft | 2.2% | X (shaded, 0.2% annual chance) (98%) |
| Tricou St | 1,410 ft | 4.6% | X (shaded, 0.2% annual chance) (95%) |
| Gordon St | 1,090 ft | 31% | X (shaded, 0.2% annual chance) (69%) |
| Saint Maurice Ave | 1,080 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Tupelo St | 1,080 ft | 3.6% | X (shaded, 0.2% annual chance) (96%) |
| Sister St | 1,070 ft | 36% | X (shaded, 0.2% annual chance) (64%) |
| Bienvenue St | 1,020 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| N Peters St | 580 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 24, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Holy Cross
Share of Holy Cross’s mapped area (about 2.05 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 2 to 6 feet. Effective date of the FIRM panel(s) covering it (22071C0234F): September 30, 2016.
| FEMA zone | Share of area |
|---|---|
| X (shaded, 0.2% annual chance) | 55% |
| AE | 41% |
| X (unshaded, minimal) | 3.5% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Holy Cross. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 24 | $31,738 |
| 1980s | 66 | $335,548 |
| 1990s | 69 | $306,975 |
| 2000s | 408 | $34,791,333 |
| 2010s | 15 | $73,176 |
| 2020s | 36 | $521,477 |
By year of loss
Named flood events with the most claims
- Hurricane Katrina: 316 claims
- Flooding: 136 claims
- Hurricane Rita: 27 claims
- Tropical Storm Isidore: 20 claims
- Hurricane Ida: 17 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 577
- A/AE/AH/AO (high risk): 37
- Not reported: 4
How much is flood insurance in Holy Cross?
The typical National Flood Insurance Program policy on single-family homes in Holy Cross costs $1,083 a year: the median of 286 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $971 and $1,225. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 24, 2026.
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Before you rent or buy in Holy Cross
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Holy Cross
Flood maps are only one part of choosing a neighborhood. To compare Holy Cross with other New Orleans neighborhoods on more than flooding, see New Orleans on StrollPlace.
Buyer and renter FAQ
Does Holy Cross flood?
Yes. Insured properties in and around Holy Cross have filed flood claims. About 41% of Holy Cross’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 618 claims from the Census block groups that cover Holy Cross, from 1978 through 2025. 492 of them received a payment, totaling $36,060,246 (not adjusted for inflation). The busiest years were 2005 (352 claims), 1995 (39 claims), 1980 (32 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Holy Cross in a flood zone?
About 41% of Holy Cross’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (shaded, 0.2% annual chance) 55%; AE 41%; X (unshaded, minimal) 3.5%. The FIRM panel(s) covering it took effect September 30, 2016.
Which streets in Holy Cross are in a high-risk flood zone?
No street listed here has most of its length in FEMA high-risk zones. Less than 10% of Dauphine St, Royal St, Chartres St, Saint Claude Ave, Andry St, Egania St, Caffin Ave and Lizardi St does. Zones can change along a street, so check the exact address.
What ZIP code is Holy Cross in?
Holy Cross is in New Orleans, LA. ZIP code 70117: the ZIP code on 608 of the 618 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Holy Cross?
The typical NFIP flood insurance policy on single-family homes in Holy Cross cost $1,083 a year: the median of 286 policies that started between August 1, 2025 and July 31, 2026. Half cost between $971 and $1,225. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Bywater flood?
- Does Algiers Point flood?
- Does Gentilly flood?
- Does New Marigny flood?
- Does Marigny flood?
- Does French Quarter flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 24, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Orleans Parish (county code 22071), dataset as of September 8, 2026, retrieved October 24, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 220710008003, 220710008002, 220710008001, 220710007024, 220710007022. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 24, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 24, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 24, 2026 (flood zones). Page last updated October 25, 2026.