FloodFireCheck

Does Newtown flood?

Newtown, Norfolk, VA · ZIP code 23502: the ZIP code on 27 of the 27 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Newtown have filed flood claims. About 4.2% of Newtown’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 27 claims from the Census block groups that cover Newtown, from 1998 through 2016. 5 of them received a payment, totaling $43,885 (not adjusted for inflation). The busiest years were 2009 (20 claims), 2012 (2 claims), 2016 (2 claims).

What this page counts as Newtown

We could not find an openly licensed official boundary for Newtown, so this page uses a census-based area. For this page, Newtown means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Newtown (feature 2680852) and inside the Norfolk city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Newtown. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

4.2%
of the area in FEMA high-risk zones (SFHA)
27
NFIP claims on record, 1998–2016
$43,885
paid on 5 claims (nominal dollars)
2
claims with a loss year of 2015 or later

Check a specific address in Newtown

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Newtown

The named streets in Newtown, longest first, with how much of each street’s length inside Newtown lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Newtown; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 10 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
E Virginia Beach Blvd1.8 mi0.0%X (unshaded, minimal) (100%)
Kempsville Rd1.5 mi2.7%X (unshaded, minimal) (94%)
State Rte 4031.0 mi0.0%X (unshaded, minimal) (100%)
Newtown Rd5,060 ft0.0%X (unshaded, minimal) (100%)
Hudson Ave4,170 ft0.0%X (unshaded, minimal) (100%)
Wailes Ave3,440 ft0.0%X (unshaded, minimal) (100%)
N Newtown Rd3,030 ft0.0%X (unshaded, minimal) (100%)
Center Dr3,010 ft12%X (unshaded, minimal) (45%)
I-642,710 ft5.7%X (unshaded, minimal) (94%)
Cabot Ave2,600 ft0.0%X (unshaded, minimal) (100%)
Adair Ave2,370 ft0.0%X (unshaded, minimal) (100%)
Winburne Ln2,290 ft0.0%X (unshaded, minimal) (100%)
I-2642,230 ft1.7%X (unshaded, minimal) (90%)
Stoney Pt S2,190 ft0.0%X (unshaded, minimal) (100%)
Land St2,180 ft0.0%X (unshaded, minimal) (100%)
George St2,060 ft0.0%X (unshaded, minimal) (100%)
N Center Dr1,930 ft2.2%X (shaded, 0.2% annual chance) (60%)
Monmouth Ln1,770 ft0.0%X (unshaded, minimal) (100%)
Cornwallis Ln1,760 ft0.0%X (unshaded, minimal) (100%)
Clarence St1,670 ft0.0%X (unshaded, minimal) (100%)
Paul Jones Ln1,500 ft0.0%X (unshaded, minimal) (100%)
Taylor Dr1,420 ft0.0%X (unshaded, minimal) (100%)
Reel St1,370 ft0.0%X (unshaded, minimal) (100%)
Whaley Ave1,300 ft0.0%X (unshaded, minimal) (100%)
Lake Taylor Dr1,220 ft0.0%X (unshaded, minimal) (100%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 28, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Newtown

Share of Newtown’s mapped area (about 2.258 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 7 to 8 feet. Effective date of the FIRM panel(s) covering it (5101040077H, 5101040081H, 5155310077G, 5155310081G): January 16, 2015, February 17, 2017.

FEMA zoneShare of area
X (unshaded, minimal)93%
AE4.0%
X (shaded, 0.2% annual chance)3.0%
A0.1%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Newtown. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1990s2$33,772
2000s20$6,951
2010s5$3,161

By year of loss

19981
19991
200920
20111
20122
20162

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

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Before you rent or buy in Newtown

Living in Newtown

Flood maps are only one part of choosing a neighborhood. To compare Newtown with other Norfolk neighborhoods on more than flooding, see Norfolk on StrollPlace.

Buyer and renter FAQ

Does Newtown flood?

Yes. Insured properties in and around Newtown have filed flood claims. About 4.2% of Newtown’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 27 claims from the Census block groups that cover Newtown, from 1998 through 2016. 5 of them received a payment, totaling $43,885 (not adjusted for inflation). The busiest years were 2009 (20 claims), 2012 (2 claims), 2016 (2 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Newtown in a flood zone?

About 4.2% of Newtown’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 93%; AE 4.0%; X (shaded, 0.2% annual chance) 3.0%; A 0.1%. The FIRM panel(s) covering it took effect January 16, 2015, February 17, 2017.

Which streets in Newtown are in a high-risk flood zone?

No street listed here has most of its length in FEMA high-risk zones. Less than 10% of E Virginia Beach Blvd, Kempsville Rd, State Rte 403, Newtown Rd, Hudson Ave, Wailes Ave, N Newtown Rd and I-64 does. Zones can change along a street, so check the exact address.

What ZIP code is Newtown in?

Newtown is in Norfolk, VA. ZIP code 23502: the ZIP code on 27 of the 27 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 28, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for City of Norfolk (county code 51710), dataset as of September 8, 2026, retrieved October 28, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 517100069011, 517100068002. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 28, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 28, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 28, 2026 (flood zones). Page last updated October 28, 2026.