Does Lake Ivanhoe flood?
Lake Ivanhoe, Orlando, FL · ZIP code 32804: the ZIP code on 21 of the 21 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Lake Ivanhoe have filed flood claims. About 16% of Lake Ivanhoe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 21 claims from the Census block groups that cover Lake Ivanhoe, from 1978 through 2024. 16 of them received a payment, totaling $448,163 (not adjusted for inflation). The busiest years were 2024 (6 claims), 1994 (4 claims), 2022 (3 claims).
What this page counts as Lake Ivanhoe
We could not find an openly licensed official boundary for Lake Ivanhoe, so this page uses a census-based area. For this page, Lake Ivanhoe means the 2010 Census block groups whose center lies inside the National Register of Historic Places boundary of the Lake Ivanhoe Historic Residential District (National Park Service) and inside the Orlando city limits (U.S. Census Bureau). Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Lake Ivanhoe. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Lake Ivanhoe
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Lake Ivanhoe
The named streets in Lake Ivanhoe, longest first, with how much of each street’s length inside Lake Ivanhoe lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Lake Ivanhoe; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 24 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 400 | 2.0 mi | 6.4% | X (unshaded, minimal) (90%) |
| W Princeton St | 1.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| Edgewater Dr | 5,100 ft | 0.0% | X (unshaded, minimal) (100%) |
| Harrison Ave | 4,610 ft | 0.0% | X (unshaded, minimal) (100%) |
| Depauw Ave | 3,710 ft | 1.3% | X (unshaded, minimal) (99%) |
| Elizabeth Ave | 3,610 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Yale St | 3,320 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Winter Park St | 3,290 ft | 0.0% | X (unshaded, minimal) (100%) |
| N Ivanhoe Blvd W | 2,820 ft | 56% | AE (56%) |
| NW Ivanhoe Blvd | 2,820 ft | 56% | AE (56%) |
| Formosa Ave | 2,650 ft | 0.0% | X (unshaded, minimal) (100%) |
| Amherst Ave | 2,650 ft | 0.0% | X (unshaded, minimal) (100%) |
| Rugby St | 2,010 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Par St | 1,840 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Hazel St | 1,820 ft | 0.0% | X (unshaded, minimal) (100%) |
| W King St | 1,820 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Harvard St | 1,680 ft | 0.0% | X (unshaded, minimal) (100%) |
| Gerda Ter | 1,600 ft | 0.0% | X (unshaded, minimal) (100%) |
| Ivanhoe Rd | 1,580 ft | 0.0% | X (unshaded, minimal) (100%) |
| Fairway Ln | 1,510 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Smith St | 1,500 ft | 0.0% | X (unshaded, minimal) (100%) |
| Bryn Mawr St | 1,490 ft | 0.0% | X (unshaded, minimal) (100%) |
| Clayton St | 1,490 ft | 0.0% | X (unshaded, minimal) (100%) |
| Musselwhite Ave | 1,320 ft | 0.0% | X (unshaded, minimal) (100%) |
| Helen Ave | 1,310 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 29, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Lake Ivanhoe
Share of Lake Ivanhoe’s mapped area (about 2.034 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 79.6 to 79.6 feet. Effective date of the FIRM panel(s) covering it (12095C0235F, 12095C0245F): September 25, 2009.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 84% |
| AE | 16% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Lake Ivanhoe. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 2 | $1,030 |
| 1980s | 1 | $0 |
| 1990s | 8 | $19,325 |
| 2010s | 1 | $0 |
| 2020s | 9 | $427,807 |
By year of loss
Named flood events with the most claims
- Hurricane Milton: 6 claims
- Hurricane Ian: 3 claims
- Hurricane Matthew: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 21
How much is flood insurance in Lake Ivanhoe?
The typical National Flood Insurance Program policy on single-family homes in Lake Ivanhoe costs $542 a year: the median of 49 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $488 and $636. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 29, 2026.
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Before you rent or buy in Lake Ivanhoe
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Lake Ivanhoe
Flood maps are only one part of choosing a neighborhood. To compare Lake Ivanhoe with other Orlando neighborhoods on more than flooding, see Orlando on StrollPlace.
Buyer and renter FAQ
Does Lake Ivanhoe flood?
Yes. Insured properties in and around Lake Ivanhoe have filed flood claims. About 16% of Lake Ivanhoe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 21 claims from the Census block groups that cover Lake Ivanhoe, from 1978 through 2024. 16 of them received a payment, totaling $448,163 (not adjusted for inflation). The busiest years were 2024 (6 claims), 1994 (4 claims), 2022 (3 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Lake Ivanhoe in a flood zone?
About 16% of Lake Ivanhoe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 84%; AE 16%. The FIRM panel(s) covering it took effect September 25, 2009.
Which streets in Lake Ivanhoe are in a high-risk flood zone?
Most of the length of N Ivanhoe Blvd W and NW Ivanhoe Blvd lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of State Hwy 400, W Princeton St, Edgewater Dr, Harrison Ave, Depauw Ave, Elizabeth Ave, W Yale St and W Winter Park St does. Zones can change along a street, so check the exact address.
What ZIP code is Lake Ivanhoe in?
Lake Ivanhoe is in Orlando, FL. ZIP code 32804: the ZIP code on 21 of the 21 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Lake Ivanhoe?
The typical NFIP flood insurance policy on single-family homes in Lake Ivanhoe cost $542 a year: the median of 49 policies that started between August 1, 2025 and July 31, 2026. Half cost between $488 and $636. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Lake Adair-Lake Concord
- Rosemere
- Lake Eola Heights – living in Lake Eola Heights (StrollPlace)
- Does Rosemont flood?
- Lake Lawsona
- Parramore
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 29, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Orange County (county code 12095), dataset as of September 8, 2026, retrieved October 29, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120950127012, 120950127013. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 29, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 29, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups, National Park Service, National Register of Historic Places boundaries (NRHP polygons) and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 29, 2026 (flood zones). Page last updated October 29, 2026.