Does Cypress Isles Estates flood?
Cypress Isles Estates, Pompano Beach, FL · ZIP codes 33060, 33062 and 33441: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Cypress Isles Estates have filed flood claims. About 86% of Cypress Isles Estates’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 93 claims from the Census block groups that cover Cypress Isles Estates, from 1979 through 2020. 31 of them received a payment, totaling $323,852 (not adjusted for inflation). The busiest years were 2005 (25 claims), 1999 (21 claims), 2017 (10 claims).
What this page counts as Cypress Isles Estates
We could not find an openly licensed official boundary for Cypress Isles Estates, so this page uses a census-based area. For this page, Cypress Isles Estates means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Cypress Isles Estates (feature 281215) and inside the Pompano Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Cypress Isles Estates. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Cypress Isles Estates
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Cypress Isles Estates
The named streets in Cypress Isles Estates, longest first, with how much of each street’s length inside Cypress Isles Estates lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Cypress Isles Estates; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 10 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| S Federal Hwy | 1.5 mi | 84% | AE (84%) |
| E Atlantic Blvd | 1.2 mi | 0.0% | X (shaded, 0.2% annual chance) (55%) |
| SE 7th Ave | 1.2 mi | 100% | AE (100%) |
| SE 9th Ave | 1.1 mi | 100% | AE (100%) |
| SE 6th Ter | 4,720 ft | 90% | AE (90%) |
| E McNab Rd | 4,350 ft | 85% | AE (85%) |
| SE 2nd St | 3,210 ft | 77% | AE (77%) |
| SE 5th Ct | 3,190 ft | 100% | AE (100%) |
| SE 3rd St | 3,010 ft | 100% | AE (100%) |
| SE 15th St | 2,430 ft | 73% | AE (73%) |
| SE 15th Ave | 2,280 ft | 86% | AE (86%) |
| SE 12th Ave | 1,960 ft | 85% | AE (85%) |
| SE 13th Ave | 1,900 ft | 78% | AE (78%) |
| SE 19th Ave | 1,850 ft | 65% | AE (65%) |
| SE 11th Ave | 1,820 ft | 70% | AE (70%) |
| SE 18th Ave | 1,810 ft | 60% | AE (60%) |
| SE 1st St | 1,690 ft | 0.0% | X (unshaded, minimal) (86%) |
| SE 6th Ave | 1,680 ft | 100% | AE (100%) |
| SE 5th Ter | 1,630 ft | 100% | AE (100%) |
| SE 16th Ave | 1,580 ft | 100% | AE (100%) |
| SE 13th Ct | 1,480 ft | 100% | AE (100%) |
| SE 5th Ave | 1,420 ft | 100% | AE (100%) |
| SE 10th Ave | 1,350 ft | 100% | AE (100%) |
| SE 10th St | 1,270 ft | 100% | AE (100%) |
| SE 8th Ave | 1,270 ft | 100% | AE (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Cypress Isles Estates
Share of Cypress Isles Estates’s mapped area (about 2.38 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 6 to 8 feet. Effective date of the FIRM panel(s) covering it (12011C0376J, 12011C0378J): July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| AE | 86% |
| X (shaded, 0.2% annual chance) | 8.9% |
| X (unshaded, minimal) | 5.0% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Cypress Isles Estates. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 8 | $4,164 |
| 1980s | 3 | $702 |
| 1990s | 26 | $52,385 |
| 2000s | 31 | $131,434 |
| 2010s | 23 | $119,963 |
| 2020s | 2 | $15,203 |
By year of loss
Named flood events with the most claims
- Hurricane Wilma: 17 claims
- Hurricane Irene: 12 claims
- Flooding: 11 claims
- Hurricane Irma: 9 claims
- Hurricane Andrew: 2 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 80
- Not reported: 7
- X/B/C (moderate or minimal): 6
How much is flood insurance in Cypress Isles Estates?
The typical National Flood Insurance Program policy on single-family homes in Cypress Isles Estates costs $1,251 a year: the median of 693 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,077 and $1,644. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Before you rent or buy in Cypress Isles Estates
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Cypress Isles Estates
Flood maps are only one part of choosing a neighborhood. To compare Cypress Isles Estates with other Pompano Beach neighborhoods on more than flooding, see Pompano Beach on StrollPlace.
Buyer and renter FAQ
Does Cypress Isles Estates flood?
Yes. Insured properties in and around Cypress Isles Estates have filed flood claims. About 86% of Cypress Isles Estates’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 93 claims from the Census block groups that cover Cypress Isles Estates, from 1979 through 2020. 31 of them received a payment, totaling $323,852 (not adjusted for inflation). The busiest years were 2005 (25 claims), 1999 (21 claims), 2017 (10 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Cypress Isles Estates in a flood zone?
About 86% of Cypress Isles Estates’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: AE 86%; X (shaded, 0.2% annual chance) 8.9%; X (unshaded, minimal) 5.0%. The FIRM panel(s) covering it took effect July 31, 2024.
Which streets in Cypress Isles Estates are in a high-risk flood zone?
Most of the length of S Federal Hwy, SE 7th Ave, SE 9th Ave, SE 6th Ter, E McNab Rd, SE 2nd St, SE 5th Ct, SE 3rd St, SE 15th St, SE 15th Ave, SE 12th Ave and SE 13th Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of E Atlantic Blvd and SE 1st St does. Zones can change along a street, so check the exact address.
What ZIP code is Cypress Isles Estates in?
Cypress Isles Estates is in Pompano Beach, FL. ZIP codes 33060, 33062 and 33441: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Cypress Isles Estates?
The typical NFIP flood insurance policy on single-family homes in Cypress Isles Estates cost $1,251 a year: the median of 693 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,077 and $1,644. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Harbor Village flood?
- Does Garden Isles flood?
- Does Cypress Harbor flood?
- Does Santa Barbara Shores flood?
- Does Lyons Park flood?
- Does Kendall Green flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110309021, 120110309043, 120110310021. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.