Does South Pointe flood?
South Pointe, Riverview, FL · ZIP codes 33578, 33534 and 33569: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around South Pointe have filed flood claims. About 25% of South Pointe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 29 claims from the Census block groups that cover South Pointe, from 1988 through 2017. 22 of them received a payment, totaling $510,226 (not adjusted for inflation). The busiest years were 1997 (6 claims), 2003 (4 claims), 2001 (3 claims).
What this page counts as South Pointe
We could not find an openly licensed official boundary for South Pointe, so this page uses a census-based area. For this page, South Pointe means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for South Pointe (feature 2484994) and inside the Riverview census-designated place boundary (U.S. Census Bureau; unincorporated Hillsborough County), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call South Pointe. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in South Pointe
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in South Pointe
The named streets in South Pointe, longest first, with how much of each street’s length inside South Pointe lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside South Pointe; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 73 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 93A | 5.7 mi | 0.0% | X (unshaded, minimal) (100%) |
| Old Big Bend Rd | 3.9 mi | 46% | X (unshaded, minimal) (54%) |
| Big Bend Rd | 2.1 mi | 2.3% | X (unshaded, minimal) (98%) |
| US Hwy 301 | 1.9 mi | 0.6% | X (unshaded, minimal) (99%) |
| Early Run Ln | 1.7 mi | 0.0% | X (unshaded, minimal) (100%) |
| Hunters Haven Blvd | 1.1 mi | 0.0% | X (unshaded, minimal) (100%) |
| Miracle Mile Dr | 1.0 mi | 0.0% | X (unshaded, minimal) (100%) |
| Lincoln Rd | 5,000 ft | 7.6% | X (unshaded, minimal) (92%) |
| Dawn Vista Dr | 4,920 ft | 0.0% | X (unshaded, minimal) (100%) |
| Tucker Jones Rd | 4,670 ft | 0.0% | X (unshaded, minimal) (100%) |
| Cowley Rd | 4,310 ft | 0.0% | X (unshaded, minimal) (100%) |
| Flatwood Creek Dr | 4,170 ft | 21% | X (unshaded, minimal) (79%) |
| Ivy Flower Loop | 4,020 ft | 0.0% | X (unshaded, minimal) (100%) |
| Holland Rd | 3,810 ft | 0.0% | X (unshaded, minimal) (100%) |
| Hallmark Blvd | 3,790 ft | 0.0% | X (unshaded, minimal) (100%) |
| Symmes Rd | 3,090 ft | 1.9% | X (unshaded, minimal) (98%) |
| Myrtle Rock Dr | 3,030 ft | 0.0% | X (unshaded, minimal) (100%) |
| Legacy Bright St | 2,990 ft | 0.0% | X (unshaded, minimal) (100%) |
| Midpointe Dr | 2,900 ft | 0.0% | X (unshaded, minimal) (100%) |
| Park Meadowbrooke Dr | 2,800 ft | 0.0% | X (unshaded, minimal) (100%) |
| Egret Haven Ln | 2,800 ft | 0.0% | X (unshaded, minimal) (100%) |
| Avelar Ridge Dr | 2,730 ft | 0.0% | X (unshaded, minimal) (100%) |
| Avelar Creek Dr | 2,630 ft | 0.0% | X (unshaded, minimal) (100%) |
| John Robbins Rd | 2,600 ft | 0.0% | X (unshaded, minimal) (100%) |
| Lemon Pepper Dr | 2,570 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in South Pointe
Share of South Pointe’s mapped area (about 9.652 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 24.3 to 43.3 feet. Effective date of the FIRM panel(s) covering it (12057C0503J, 12057C0504J, 12057C0511J, 12057C0515H): August 28, 2008, October 7, 2021.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 75% |
| AE | 25% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover South Pointe. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1980s | 2 | $83,297 |
| 1990s | 10 | $129,607 |
| 2000s | 11 | $246,371 |
| 2010s | 6 | $50,950 |
By year of loss
Named flood events with the most claims
- Flooding: 7 claims
- Torrential rain: 3 claims
- Tropical Storm Debby: 2 claims
- Hurricane Irma: 2 claims
- Hurricane Ivan: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 26
- X/B/C (moderate or minimal): 3
How much is flood insurance in South Pointe?
The typical National Flood Insurance Program policy on single-family homes in South Pointe costs $473 a year: the median of 37 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $446 and $630. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Hurricane evacuation zone
About 62% of South Pointe is outside Hillsborough County’s storm surge evacuation zones (Hillsborough County, Evacuation Zones (updated March 2026)).
| Zone | What the county says it means | Share of South Pointe |
|---|---|---|
| Zone A | see the county’s zone description | 1.6% |
| Zone B | see the county’s zone description | 11% |
| Zone C | see the county’s zone description | 5.6% |
| Zone D | see the county’s zone description | 17% |
| Zone E | see the county’s zone description | 2.9% |
| Not in any zone | outside the county’s storm surge evacuation zones | 62% |
Zones can split a street. Confirm the exact address with the county (Hillsborough County: Find Evacuation Information) and follow official evacuation orders. Hillsborough County provides this data “as is”; the county says the areas are approximate and not suitable for site-specific decision making.
Before you rent or buy in South Pointe
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in South Pointe
Flood maps are only one part of choosing a neighborhood. To compare South Pointe with other Riverview neighborhoods on more than flooding, see Riverview on StrollPlace.
Buyer and renter FAQ
Does South Pointe flood?
Yes. Insured properties in and around South Pointe have filed flood claims. About 25% of South Pointe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 29 claims from the Census block groups that cover South Pointe, from 1988 through 2017. 22 of them received a payment, totaling $510,226 (not adjusted for inflation). The busiest years were 1997 (6 claims), 2003 (4 claims), 2001 (3 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is South Pointe in a flood zone?
About 25% of South Pointe’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 75%; AE 25%. The FIRM panel(s) covering it took effect August 28, 2008, October 7, 2021.
Which streets in South Pointe are in a high-risk flood zone?
No street listed here has most of its length in FEMA high-risk zones. Less than 10% of State Hwy 93A, Big Bend Rd, US Hwy 301, Early Run Ln, Hunters Haven Blvd, Miracle Mile Dr, Lincoln Rd and Dawn Vista Dr does. Zones can change along a street, so check the exact address.
What ZIP code is South Pointe in?
South Pointe is in Riverview, FL. ZIP codes 33578, 33534 and 33569: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
Is South Pointe in a hurricane evacuation zone?
About 62% of South Pointe is outside Hillsborough County’s storm surge evacuation zones. Check the exact address with the county and follow official orders.
How much is flood insurance in South Pointe?
The typical NFIP flood insurance policy on single-family homes in South Pointe cost $473 a year: the median of 37 policies that started between August 1, 2025 and July 31, 2026. Half cost between $446 and $630. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Hillsborough County (county code 12057), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120570138071. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. Evacuation zones: the polygon intersected with Hillsborough County’s zone polygons in an equal-area projection; shares below 0.1% are left out. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- Hillsborough County, Evacuation Zones (updated March 2026) (retrieved October 30, 2026).
- Hillsborough County: Find Evacuation Information.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones); hazard data computed October 30, 2026. Page last updated October 30, 2026.