Does Lake Rogers Isle flood?
Lake Rogers Isle, Boca Raton, FL · ZIP code 33431: the ZIP code on 30 of the 31 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Lake Rogers Isle have filed flood claims. About 42% of Lake Rogers Isle’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 31 claims from the Census block groups that cover Lake Rogers Isle, from 1979 through 2025. 11 of them received a payment, totaling $433,711 (not adjusted for inflation). The busiest years were 2005 (6 claims), 1994 (4 claims), 1979 (4 claims).
What this page counts as Lake Rogers Isle
We could not find an openly licensed official boundary for Lake Rogers Isle, so this page uses a census-based area. For this page, Lake Rogers Isle means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Lake Rogers Isle (feature 285274) and inside the Boca Raton city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Lake Rogers Isle. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Lake Rogers Isle
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Lake Rogers Isle
The named streets in Lake Rogers Isle, longest first, with how much of each street’s length inside Lake Rogers Isle lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Lake Rogers Isle; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 16 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 5 | 2.0 mi | 0.0% | X (shaded, 0.2% annual chance) (61%) |
| NE 5th Ave | 1.4 mi | 0.0% | X (unshaded, minimal) (100%) |
| N Dixie Hwy | 1.3 mi | 3.6% | X (unshaded, minimal) (96%) |
| NE 6th Dr | 4,610 ft | 100% | AE (100%) |
| N Ocean Blvd | 4,510 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 32nd St | 3,700 ft | 39% | X (unshaded, minimal) (55%) |
| NE 4th Ave | 3,650 ft | 0.0% | X (unshaded, minimal) (100%) |
| Sanctuary Ln | 3,170 ft | 83% | AE (83%) |
| NE 36th St | 2,530 ft | 26% | X (unshaded, minimal) (68%) |
| NE 28th St | 2,410 ft | 0.0% | X (unshaded, minimal) (92%) |
| NE 38th St | 2,180 ft | 18% | X (unshaded, minimal) (77%) |
| NE 29th St | 1,990 ft | 0.0% | X (unshaded, minimal) (88%) |
| NE 33rd St | 1,980 ft | 34% | X (unshaded, minimal) (66%) |
| NE 30th St | 1,860 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 35th St | 1,820 ft | 34% | X (unshaded, minimal) (66%) |
| NE 37th St | 1,770 ft | 23% | X (unshaded, minimal) (64%) |
| NE 28th Rd | 1,690 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 5th Dr | 1,680 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 28th Ter | 1,650 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 34th St | 1,640 ft | 23% | X (unshaded, minimal) (77%) |
| NE 42nd St | 1,620 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 2nd Ave | 1,560 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 7th Dr | 1,550 ft | 100% | AE (100%) |
| NE 31st St | 1,530 ft | 0.0% | X (unshaded, minimal) (100%) |
| NE 44th St | 1,530 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Lake Rogers Isle
Share of Lake Rogers Isle’s mapped area (about 3.423 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 6 to 8 feet. Effective date of the FIRM panel(s) covering it (12099C0989G, 12099C1177G): December 20, 2024.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 45% |
| AE | 40% |
| X (shaded, 0.2% annual chance) | 13% |
| AH | 1.3% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Lake Rogers Isle. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 4 | $1,252 |
| 1980s | 1 | $0 |
| 1990s | 9 | $77,150 |
| 2000s | 9 | $1,000 |
| 2010s | 6 | $259,640 |
| 2020s | 2 | $94,668 |
By year of loss
Named flood events with the most claims
- Flooding: 6 claims
- Hurricane Wilma: 4 claims
- Hurricane Irma: 4 claims
- Hurricane Irene: 3 claims
- Hurricane Andrew: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 23
- X/B/C (moderate or minimal): 7
- Not reported: 1
How much is flood insurance in Lake Rogers Isle?
The typical National Flood Insurance Program policy on single-family homes in Lake Rogers Isle costs $1,358 a year: the median of 250 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,084 and $2,093. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Hurricane evacuation zone
About 38% of Lake Rogers Isle is in Zone C of Palm Beach County’s storm surge evacuation zones (Palm Beach County Division of Emergency Management, Evacuation Zones).
| Zone | What the county says it means | Share of Lake Rogers Isle |
|---|---|---|
| Zone B | see the county’s zone description | 25% |
| Zone C | see the county’s zone description | 38% |
| Zone E | see the county’s zone description | 3.3% |
| Not in any zone | outside the county’s storm surge evacuation zones | 34% |
Zones can split a street. Confirm the exact address with the county (Palm Beach County: Know Your Zone) and follow official evacuation orders. Palm Beach County provides this data “as is”, without warranty or any representation of accuracy, timeliness or completeness.
Before you rent or buy in Lake Rogers Isle
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Lake Rogers Isle
Flood maps are only one part of choosing a neighborhood. To compare Lake Rogers Isle with other Boca Raton neighborhoods on more than flooding, see Boca Raton on StrollPlace.
Buyer and renter FAQ
Does Lake Rogers Isle flood?
Yes. Insured properties in and around Lake Rogers Isle have filed flood claims. About 42% of Lake Rogers Isle’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 31 claims from the Census block groups that cover Lake Rogers Isle, from 1979 through 2025. 11 of them received a payment, totaling $433,711 (not adjusted for inflation). The busiest years were 2005 (6 claims), 1994 (4 claims), 1979 (4 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Lake Rogers Isle in a flood zone?
About 42% of Lake Rogers Isle’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 45%; AE 40%; X (shaded, 0.2% annual chance) 13%; AH 1.3%. The FIRM panel(s) covering it took effect December 20, 2024.
Which streets in Lake Rogers Isle are in a high-risk flood zone?
Most of the length of NE 6th Dr, Sanctuary Ln and NE 7th Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of State Hwy 5, NE 5th Ave, N Dixie Hwy, N Ocean Blvd, NE 4th Ave, NE 28th St, NE 29th St and NE 30th St does. Zones can change along a street, so check the exact address.
What ZIP code is Lake Rogers Isle in?
Lake Rogers Isle is in Boca Raton, FL. ZIP code 33431: the ZIP code on 30 of the 31 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
Is Lake Rogers Isle in a hurricane evacuation zone?
About 38% of Lake Rogers Isle is in Zone C of Palm Beach County’s storm surge evacuation zones. Check the exact address with the county and follow official orders.
How much is flood insurance in Lake Rogers Isle?
The typical NFIP flood insurance policy on single-family homes in Lake Rogers Isle cost $1,358 a year: the median of 250 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,084 and $2,093. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Yamato flood?
- Bel Marra
- Blue Inlet
- Does Caribbean Key flood?
- Does Harbor East flood?
- Does Boca Harbour flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Palm Beach County (county code 12099), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120990073022, 120990073024, 120990074161, 120990073023. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. Evacuation zones: the polygon intersected with Palm Beach County’s zone polygons in an equal-area projection; shares below 0.1% are left out. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- Palm Beach County Division of Emergency Management, Evacuation Zones (retrieved October 30, 2026).
- Palm Beach County: Know Your Zone.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones); hazard data computed October 30, 2026. Page last updated October 30, 2026.