Does Yamato flood?
Yamato, Boca Raton, FL · ZIP code 33487: the ZIP code on 70 of the 72 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Yamato have filed flood claims. About 18% of Yamato’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 72 claims from the Census block groups that cover Yamato, from 1979 through 2022. 27 of them received a payment, totaling $166,357 (not adjusted for inflation). The busiest years were 2005 (13 claims), 1999 (11 claims), 2004 (11 claims).
What this page counts as Yamato
We could not find an openly licensed official boundary for Yamato, so this page uses a census-based area. For this page, Yamato means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Yamato (feature 295716) and inside the Boca Raton city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Yamato. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Yamato
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Yamato
The named streets in Yamato, longest first, with how much of each street’s length inside Yamato lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Yamato; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 48 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 9 | 4.2 mi | 0.0% | X (unshaded, minimal) (100%) |
| Boca Club Blvd | 2.9 mi | 0.0% | X (unshaded, minimal) (100%) |
| NW 2nd Ave | 1.4 mi | 9.2% | X (unshaded, minimal) (79%) |
| Congress Ave | 1.3 mi | 1.2% | X (unshaded, minimal) (84%) |
| NW 51st St | 1.0 mi | 0.0% | X (unshaded, minimal) (100%) |
| NW 77th St | 4,100 ft | 12% | X (unshaded, minimal) (65%) |
| Fairway Trl | 3,680 ft | 82% | AE (82%) |
| Oregon Ln | 3,610 ft | 20% | X (unshaded, minimal) (49%) |
| Texas Trl | 3,430 ft | 100% | AE (100%) |
| E Country Club Blvd | 3,370 ft | 34% | X (unshaded, minimal) (52%) |
| NW 4th Ave | 3,180 ft | 71% | AE (71%) |
| NW 5th Ave | 3,020 ft | 49% | X (unshaded, minimal) (51%) |
| NW 6th Ave | 3,010 ft | 0.0% | X (unshaded, minimal) (93%) |
| Jeffery St | 2,860 ft | 0.0% | X (unshaded, minimal) (100%) |
| Bermuda Village Dr | 2,840 ft | 0.0% | X (unshaded, minimal) (100%) |
| W Country Club Blvd | 2,790 ft | 37% | X (unshaded, minimal) (39%) |
| NW 67th St | 2,160 ft | 14% | X (unshaded, minimal) (74%) |
| NW 82nd St | 2,150 ft | 0.0% | X (unshaded, minimal) (100%) |
| N Country Club Blvd | 2,090 ft | 76% | AE (76%) |
| Peninsula Corp Cir | 2,020 ft | 0.0% | X (unshaded, minimal) (100%) |
| NW 82nd Cir | 2,020 ft | 0.0% | X (unshaded, minimal) (100%) |
| Mohigan Cir | 1,970 ft | 20% | X (unshaded, minimal) (70%) |
| NW 3rd Ter | 1,890 ft | 0.0% | X (unshaded, minimal) (100%) |
| NW 3rd Ave | 1,890 ft | 50% | AE (50%) |
| Sabal Gardens Ln | 1,780 ft | 0.0% | X (unshaded, minimal) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 29, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Yamato
Share of Yamato’s mapped area (about 6.008 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 9 to 9 feet. Effective date of the FIRM panel(s) covering it (12099C0986G, 12099C0987G, 12099C0988G, 12099C0989G): December 20, 2024.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 78% |
| AE | 15% |
| X (shaded, 0.2% annual chance) | 4.8% |
| AH | 2.3% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Yamato. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 6 | $18,768 |
| 1990s | 25 | $17,844 |
| 2000s | 34 | $112,127 |
| 2010s | 6 | $16,361 |
| 2020s | 1 | $1,257 |
By year of loss
Named flood events with the most claims
- Hurricane Irene: 10 claims
- Hurricane Wilma: 9 claims
- Hurricane Frances: 9 claims
- Flooding: 6 claims
- Tropical Storm Mitch: 3 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 56
- X/B/C (moderate or minimal): 14
- Not reported: 2
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Before you rent or buy in Yamato
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Yamato
Flood maps are only one part of choosing a neighborhood. To compare Yamato with other Boca Raton neighborhoods on more than flooding, see Boca Raton on StrollPlace.
Buyer and renter FAQ
Does Yamato flood?
Yes. Insured properties in and around Yamato have filed flood claims. About 18% of Yamato’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 72 claims from the Census block groups that cover Yamato, from 1979 through 2022. 27 of them received a payment, totaling $166,357 (not adjusted for inflation). The busiest years were 2005 (13 claims), 1999 (11 claims), 2004 (11 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Yamato in a flood zone?
About 18% of Yamato’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 78%; AE 15%; X (shaded, 0.2% annual chance) 4.8%; AH 2.3%. The FIRM panel(s) covering it took effect December 20, 2024.
Which streets in Yamato are in a high-risk flood zone?
Most of the length of Fairway Trl, Texas Trl, NW 4th Ave, N Country Club Blvd and NW 3rd Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of State Hwy 9, Boca Club Blvd, NW 2nd Ave, Congress Ave, NW 51st St, NW 6th Ave, Jeffery St and Bermuda Village Dr does. Zones can change along a street, so check the exact address.
What ZIP code is Yamato in?
Yamato is in Boca Raton, FL. ZIP code 33487: the ZIP code on 70 of the 72 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Bel Marra
- Does Boca Harbour flood?
- Does Lake Rogers Isle flood?
- Does Caribbean Key flood?
- Blue Inlet
- Does Harbor East flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 29, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Palm Beach County (county code 12099), dataset as of September 8, 2026, retrieved October 29, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120990072012, 120990070022, 120990072011, 120990072013. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 29, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 29, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 29, 2026 (flood zones). Page last updated October 29, 2026.