Does Greenwood Park flood?
Greenwood Park, Charleston, SC · ZIP code 29414: the ZIP code on 132 of the 134 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Greenwood Park have filed flood claims. About 39% of Greenwood Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 134 claims from the Census block groups that cover Greenwood Park, from 1978 through 2021. 70 of them received a payment, totaling $997,991 (not adjusted for inflation). The busiest years were 1989 (53 claims), 2015 (23 claims), 2016 (19 claims).
What this page counts as Greenwood Park
We could not find an openly licensed official boundary for Greenwood Park, so this page uses a census-based area. For this page, Greenwood Park means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Greenwood Park (feature 1252898), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Greenwood Park. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Greenwood Park
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Greenwood Park
The named streets in Greenwood Park, longest first, with how much of each street’s length inside Greenwood Park lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Greenwood Park; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 31 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| Dogwood Rd | 1.6 mi | 16% | X (shaded, 0.2% annual chance) (79%) |
| Ashley River Rd | 1.2 mi | 28% | X (shaded, 0.2% annual chance) (67%) |
| Forest Lakes Blvd | 4,990 ft | 31% | X (shaded, 0.2% annual chance) (52%) |
| Pierpont Ave | 3,590 ft | 37% | X (shaded, 0.2% annual chance) (63%) |
| Green Park Ave | 3,380 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Parsonage Rd | 3,240 ft | 13% | X (shaded, 0.2% annual chance) (80%) |
| Old Parsonage Rd | 3,100 ft | 0.0% | X (shaded, 0.2% annual chance) (85%) |
| Fruitwood Ave | 3,090 ft | 47% | X (shaded, 0.2% annual chance) (53%) |
| Sulgrave Rd | 2,650 ft | 89% | AE (89%) |
| Charlie Hall Blvd | 2,590 ft | 0.0% | X (shaded, 0.2% annual chance) (86%) |
| Ashley Crossing Dr | 2,570 ft | 100% | AE (100%) |
| Vestry Dr | 2,560 ft | 1.5% | X (shaded, 0.2% annual chance) (98%) |
| Woodland Rd | 2,520 ft | 22% | X (shaded, 0.2% annual chance) (67%) |
| Bishop Dr | 2,400 ft | 6.7% | X (shaded, 0.2% annual chance) (78%) |
| Planters Dr | 2,320 ft | 28% | X (shaded, 0.2% annual chance) (71%) |
| Banbury Rd | 2,210 ft | 3.0% | X (shaded, 0.2% annual chance) (97%) |
| Treebark Dr | 2,170 ft | 80% | AE (80%) |
| Marshland Dr | 2,090 ft | 98% | AE (98%) |
| Old Fort Ave | 2,040 ft | 27% | X (shaded, 0.2% annual chance) (72%) |
| Oakland Rd | 1,710 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Markham Rd | 1,640 ft | 59% | AE (59%) |
| Castlereagh Rd | 1,640 ft | 59% | AE (59%) |
| Gun Club Rd | 1,470 ft | 43% | X (shaded, 0.2% annual chance) (57%) |
| Teakwood Rd | 1,310 ft | 2.7% | X (shaded, 0.2% annual chance) (97%) |
| Freedom Dr | 1,290 ft | 100% | AE (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Greenwood Park
Share of Greenwood Park’s mapped area (about 3.436 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 8 to 13 feet. Effective date of the FIRM panel(s) covering it (45019C0483K, 45019C0491K): January 29, 2021.
| FEMA zone | Share of area |
|---|---|
| X (shaded, 0.2% annual chance) | 56% |
| AE | 39% |
| X (unshaded, minimal) | 5.2% |
| VE | 0.1% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Greenwood Park. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 5 | $8,243 |
| 1980s | 56 | $59,243 |
| 1990s | 10 | $38,073 |
| 2000s | 3 | $79,638 |
| 2010s | 58 | $778,752 |
| 2020s | 2 | $34,042 |
By year of loss
Named flood events with the most claims
- Hurricane Hugo: 53 claims
- October severe storms: 22 claims
- Hurricane Matthew: 19 claims
- Hurricane Irma: 6 claims
- Hurricane Floyd: 2 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 110
- X/B/C (moderate or minimal): 23
- Not reported: 1
How much is flood insurance in Greenwood Park?
The typical National Flood Insurance Program policy on single-family homes in Greenwood Park costs $944 a year: the median of 206 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $780 and $1,084. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.
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Before you rent or buy in Greenwood Park
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Greenwood Park
Flood maps are only one part of choosing a neighborhood. To compare Greenwood Park with other Charleston neighborhoods on more than flooding, see Charleston on StrollPlace.
Buyer and renter FAQ
Does Greenwood Park flood?
Yes. Insured properties in and around Greenwood Park have filed flood claims. About 39% of Greenwood Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 134 claims from the Census block groups that cover Greenwood Park, from 1978 through 2021. 70 of them received a payment, totaling $997,991 (not adjusted for inflation). The busiest years were 1989 (53 claims), 2015 (23 claims), 2016 (19 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Greenwood Park in a flood zone?
About 39% of Greenwood Park’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (shaded, 0.2% annual chance) 56%; AE 39%; X (unshaded, minimal) 5.2%; VE 0.1%. The FIRM panel(s) covering it took effect January 29, 2021.
Which streets in Greenwood Park are in a high-risk flood zone?
Most of the length of Sulgrave Rd, Ashley Crossing Dr, Treebark Dr, Marshland Dr, Markham Rd, Castlereagh Rd and Freedom Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Green Park Ave, Old Parsonage Rd, Charlie Hall Blvd, Vestry Dr, Bishop Dr, Banbury Rd, Oakland Rd and Teakwood Rd does. Zones can change along a street, so check the exact address.
What ZIP code is Greenwood Park in?
Greenwood Park is in Charleston, SC. ZIP code 29414: the ZIP code on 132 of the 134 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Greenwood Park?
The typical NFIP flood insurance policy on single-family homes in Greenwood Park cost $944 a year: the median of 206 policies that started between August 1, 2025 and July 31, 2026. Half cost between $780 and $1,084. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Ashley Harbor flood?
- Does Marsh Cove flood?
- Does Orleans Woods flood?
- Does Shadowmoss flood?
- Does Ashley Hall Manor flood?
- Does Oakland flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Charleston County (county code 45019), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 450190026131, 450190026132, 450190026133, 450190026112. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.