FloodFireCheck

Does Orleans Woods flood?

Orleans Woods, Charleston, SC · ZIP codes 29407 and 29414: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Orleans Woods have filed flood claims. About 20% of Orleans Woods’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 74 claims from the Census block groups that cover Orleans Woods, from 1987 through 2022. 56 of them received a payment, totaling $1,131,599 (not adjusted for inflation). The busiest years were 2016 (13 claims), 2015 (10 claims), 1987 (9 claims).

What this page counts as Orleans Woods

We could not find an openly licensed official boundary for Orleans Woods, so this page uses a census-based area. For this page, Orleans Woods means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Orleans Woods (feature 1253084), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Orleans Woods. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

20%
of the area in FEMA high-risk zones (SFHA)
74
NFIP claims on record, 1987–2022
$1,131,599
paid on 56 claims (nominal dollars)
36
claims with a loss year of 2015 or later

Check a specific address in Orleans Woods

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Orleans Woods

The named streets in Orleans Woods, longest first, with how much of each street’s length inside Orleans Woods lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Orleans Woods; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 18 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
Mark Clark Expy1.8 mi4.2%X (shaded, 0.2% annual chance) (52%)
Savage Rd1.8 mi18%X (unshaded, minimal) (56%)
Park Sq S1.7 mi38%X (shaded, 0.2% annual chance) (62%)
Ashley Town Center Dr1.6 mi35%X (unshaded, minimal) (36%)
US Hwy 171.3 mi27%X (shaded, 0.2% annual chance) (43%)
Sam Rittenberg Blvd1.3 mi12%X (unshaded, minimal) (53%)
Orleans Rd1.2 mi0.0%X (shaded, 0.2% annual chance) (76%)
Wappoo Rd4,800 ft0.0%X (unshaded, minimal) (100%)
Dupont Rd4,620 ft0.0%X (shaded, 0.2% annual chance) (65%)
Ashley River Rd3,090 ft0.0%X (unshaded, minimal) (100%)
Belgrade Ave3,070 ft0.0%X (unshaded, minimal) (53%)
Hazelwood Dr3,020 ft0.0%X (shaded, 0.2% annual chance) (82%)
Rochelle Ave2,720 ft0.0%X (unshaded, minimal) (97%)
Dulsey Rd2,020 ft0.0%X (shaded, 0.2% annual chance) (54%)
Citadel Haven Dr1,960 ft53%AE (53%)
Taberwood Cir1,790 ft0.0%X (shaded, 0.2% annual chance) (87%)
Elsey Dr1,780 ft0.0%X (unshaded, minimal) (100%)
Jaywood Cir1,600 ft0.0%X (unshaded, minimal) (63%)
Wallace School Rd1,530 ft0.0%X (unshaded, minimal) (100%)
Blitchridge Rd1,310 ft0.0%X (unshaded, minimal) (100%)
S Park Cir1,270 ft100%AE (100%)
Jenkins Rd1,240 ft0.0%X (unshaded, minimal) (100%)
2nd Dr1,210 ft0.0%X (unshaded, minimal) (100%)
Belgrade Ct1,050 ft0.0%X (unshaded, minimal) (100%)
Skylark Dr1,040 ft50%AE (50%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Orleans Woods

Share of Orleans Woods’s mapped area (about 3.875 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 7 to 9 feet. Effective date of the FIRM panel(s) covering it (45019C0491K, 45019C0492K): January 29, 2021.

FEMA zoneShare of area
X (unshaded, minimal)46%
X (shaded, 0.2% annual chance)35%
AE20%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Orleans Woods. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1980s20$142,203
1990s8$74,064
2000s9$136,335
2010s30$564,870
2020s7$214,127

By year of loss

19879
19882
19899
19944
19951
19961
19992
20041
20053
20082
20093
20121
201510
201613
20174
20181
20191
20201
20213
20223

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Orleans Woods?

The typical National Flood Insurance Program policy on single-family homes in Orleans Woods costs $898 a year: the median of 47 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $693 and $1,041. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.

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Before you rent or buy in Orleans Woods

Living in Orleans Woods

Flood maps are only one part of choosing a neighborhood. To compare Orleans Woods with other Charleston neighborhoods on more than flooding, see Charleston on StrollPlace.

Buyer and renter FAQ

Does Orleans Woods flood?

Yes. Insured properties in and around Orleans Woods have filed flood claims. About 20% of Orleans Woods’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 74 claims from the Census block groups that cover Orleans Woods, from 1987 through 2022. 56 of them received a payment, totaling $1,131,599 (not adjusted for inflation). The busiest years were 2016 (13 claims), 2015 (10 claims), 1987 (9 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Orleans Woods in a flood zone?

About 20% of Orleans Woods’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 46%; X (shaded, 0.2% annual chance) 35%; AE 20%. The FIRM panel(s) covering it took effect January 29, 2021.

Which streets in Orleans Woods are in a high-risk flood zone?

Most of the length of Citadel Haven Dr, S Park Cir and Skylark Dr lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Mark Clark Expy, Orleans Rd, Wappoo Rd, Dupont Rd, Ashley River Rd, Belgrade Ave, Hazelwood Dr and Rochelle Ave does. Zones can change along a street, so check the exact address.

What ZIP code is Orleans Woods in?

Orleans Woods is in Charleston, SC. ZIP codes 29407 and 29414: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Orleans Woods?

The typical NFIP flood insurance policy on single-family homes in Orleans Woods cost $898 a year: the median of 47 policies that started between August 1, 2025 and July 31, 2026. Half cost between $693 and $1,041. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Charleston County (county code 45019), dataset as of September 8, 2026, retrieved October 25, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 450190027011, 450190027012. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.