Does Barwal flood?
Barwal, Deerfield Beach, FL · ZIP code 33441: the ZIP code on 69 of the 69 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Barwal have filed flood claims. About 78% of Barwal’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 69 claims from the Census block groups that cover Barwal, from 1979 through 2026. 29 of them received a payment, totaling $458,165 (not adjusted for inflation). The busiest years were 2005 (16 claims), 1999 (11 claims), 2001 (10 claims).
What this page counts as Barwal
We could not find an openly licensed official boundary for Barwal, so this page uses a census-based area. For this page, Barwal means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Barwal (feature 278141) and inside the Deerfield Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Barwal. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Barwal
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Barwal
The named streets in Barwal, longest first, with how much of each street’s length inside Barwal lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Barwal; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 15 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 5 | 4,820 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SE 14th Ct | 3,890 ft | 100% | AE (100%) |
| SE 10th St | 3,830 ft | 87% | AE (82%) |
| SE 8th Ave | 3,830 ft | 86% | AE (45%) |
| SE 14th Dr | 3,830 ft | 100% | AE (100%) |
| SE 14th St | 3,780 ft | 100% | AE (100%) |
| SE 7th Ave | 3,020 ft | 100% | AH (60%) |
| SE 12th Ave | 2,890 ft | 93% | AE (93%) |
| SE 14th Ave | 2,660 ft | 100% | AE (100%) |
| SE 6th Ave | 2,460 ft | 100% | AH (100%) |
| SE 13th Ave | 2,390 ft | 100% | AE (100%) |
| SE 15th Ave | 2,300 ft | 100% | AE (100%) |
| SE 12th St | 2,230 ft | 98% | AE (98%) |
| SE 13th Ct | 2,130 ft | 60% | AE (60%) |
| SE 10th Ter | 2,080 ft | 100% | AE (100%) |
| SE 12th Ter | 2,040 ft | 100% | AE (100%) |
| SE 14th Ter | 1,960 ft | 100% | AE (100%) |
| SE 13th St | 1,940 ft | 96% | AE (96%) |
| SE 7th St | 1,820 ft | 94% | AH (54%) |
| SE 8th St | 1,670 ft | 63% | AE (43%) |
| SE 9th Ave | 1,500 ft | 60% | AE (60%) |
| SE 11th St | 1,460 ft | 100% | AE (100%) |
| SE 10th Ct | 1,430 ft | 100% | AE (100%) |
| SE 9th St | 1,350 ft | 70% | AE (56%) |
| SE 4th St | 1,340 ft | 100% | AH (76%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Barwal
Share of Barwal’s mapped area (about 1.784 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 7 to 10 feet. Effective date of the FIRM panel(s) covering it (12011C0178J, 12011C0179J, 12011C0186J, 12011C0187J): July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| AE | 56% |
| AH | 22% |
| X (shaded, 0.2% annual chance) | 20% |
| X (unshaded, minimal) | 2.4% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Barwal. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 1 | $0 |
| 1980s | 1 | $0 |
| 1990s | 20 | $27,435 |
| 2000s | 37 | $109,514 |
| 2010s | 6 | $56,701 |
| 2020s | 4 | $264,515 |
By year of loss
Named flood events with the most claims
- Hurricane Wilma: 12 claims
- Hurricane Irene: 9 claims
- Hurricane Andrew: 3 claims
- Flooding: 3 claims
- Hurricane Eta: 3 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 63
- X/B/C (moderate or minimal): 6
How much is flood insurance in Barwal?
The typical National Flood Insurance Program policy on single-family homes in Barwal costs $1,266 a year: the median of 507 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,117 and $1,750. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Before you rent or buy in Barwal
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Barwal
Flood maps are only one part of choosing a neighborhood. To compare Barwal with other Deerfield Beach neighborhoods on more than flooding, see Deerfield Beach on StrollPlace.
Buyer and renter FAQ
Does Barwal flood?
Yes. Insured properties in and around Barwal have filed flood claims. About 78% of Barwal’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 69 claims from the Census block groups that cover Barwal, from 1979 through 2026. 29 of them received a payment, totaling $458,165 (not adjusted for inflation). The busiest years were 2005 (16 claims), 1999 (11 claims), 2001 (10 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Barwal in a flood zone?
About 78% of Barwal’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: AE 56%; AH 22%; X (shaded, 0.2% annual chance) 20%; X (unshaded, minimal) 2.4%. The FIRM panel(s) covering it took effect July 31, 2024.
Which streets in Barwal are in a high-risk flood zone?
Most of the length of SE 14th Ct, SE 10th St, SE 8th Ave, SE 14th Dr, SE 14th St, SE 7th Ave, SE 12th Ave, SE 14th Ave, SE 6th Ave, SE 13th Ave, SE 15th Ave and SE 12th St lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of State Hwy 5 does. Zones can change along a street, so check the exact address.
What ZIP code is Barwal in?
Barwal is in Deerfield Beach, FL. ZIP code 33441: the ZIP code on 69 of the 69 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Barwal?
The typical NFIP flood insurance policy on single-family homes in Barwal cost $1,266 a year: the median of 507 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,117 and $1,750. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Shorewood flood?
- Does The Cove flood?
- Does Woodsetter North flood?
- Does West Deerfield Beach flood?
- Does Crystal Lake flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110101021, 120110101033, 120110102002. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.