Does West Deerfield Beach flood?
West Deerfield Beach, Deerfield Beach, FL · ZIP code 33442: the ZIP code on 34 of the 35 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around West Deerfield Beach have filed flood claims. About 33% of West Deerfield Beach’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 35 claims from the Census block groups that cover West Deerfield Beach, from 1979 through 2026. 13 of them received a payment, totaling $545,465 (not adjusted for inflation). The busiest years were 1979 (14 claims), 1981 (4 claims), 1999 (3 claims).
What this page counts as West Deerfield Beach
We could not find an openly licensed official boundary for West Deerfield Beach, so this page uses a census-based area. For this page, West Deerfield Beach means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for West Deerfield Beach (feature 293054) and inside the Deerfield Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call West Deerfield Beach. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in West Deerfield Beach
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in West Deerfield Beach
The named streets in West Deerfield Beach, longest first, with how much of each street’s length inside West Deerfield Beach lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside West Deerfield Beach; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 55 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| W Hillsboro Blvd | 4.7 mi | 1.7% | X (unshaded, minimal) (76%) |
| Quiet Waters Park Rd | 2.0 mi | 3.8% | X (unshaded, minimal) (51%) |
| S Powerline Rd | 1.8 mi | 0.0% | X (unshaded, minimal) (53%) |
| State Hwy 869 | 1.6 mi | 5.3% | X (unshaded, minimal) (69%) |
| SW 10th St | 1.1 mi | 0.0% | X (unshaded, minimal) (61%) |
| N Powerline Rd | 4,970 ft | 0.0% | X (unshaded, minimal) (83%) |
| Jefferson Dr | 4,800 ft | 95% | AE (95%) |
| Lakes Dr | 4,460 ft | 34% | X (shaded, 0.2% annual chance) (61%) |
| Newport Dr | 4,020 ft | 8.5% | X (shaded, 0.2% annual chance) (62%) |
| Cambridge Cir | 4,010 ft | 3.9% | X (shaded, 0.2% annual chance) (68%) |
| Country Club Blvd | 3,940 ft | 63% | AE (40%) |
| NW 36th Ave | 3,670 ft | 0.0% | X (shaded, 0.2% annual chance) (77%) |
| Ventnor Dr | 3,620 ft | 62% | AH (62%) |
| Deer Creek Country Club Blvd | 3,280 ft | 56% | AE (28%) |
| Newport Cres | 3,090 ft | 3.0% | X (unshaded, minimal) (95%) |
| Durham Cir | 3,080 ft | 6.1% | X (shaded, 0.2% annual chance) (90%) |
| Lake Shore Dr | 2,920 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| NW 1st Pl | 2,860 ft | 0.0% | X (shaded, 0.2% annual chance) (57%) |
| SW 4th St | 2,710 ft | 0.0% | X (shaded, 0.2% annual chance) (79%) |
| NW 1st Dr | 2,710 ft | 0.0% | X (shaded, 0.2% annual chance) (51%) |
| Cambridge Ct | 2,430 ft | 17% | X (shaded, 0.2% annual chance) (78%) |
| Quiet Waters Rd | 2,350 ft | 2.1% | X (shaded, 0.2% annual chance) (86%) |
| NW 41st Way | 2,270 ft | 0.0% | X (shaded, 0.2% annual chance) (96%) |
| SW 32nd Ave | 2,250 ft | 0.0% | X (shaded, 0.2% annual chance) (96%) |
| SW 2nd Ct | 2,020 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in West Deerfield Beach
Share of West Deerfield Beach’s mapped area (about 7.191 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 11 to 16 feet. Effective date of the FIRM panel(s) covering it (12011C0158H, 12011C0159J, 12011C0166H, 12011C0167H): August 18, 2014, July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 38% |
| X (shaded, 0.2% annual chance) | 30% |
| AE | 24% |
| AH | 8.9% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover West Deerfield Beach. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 14 | $4,272 |
| 1980s | 8 | $1,064 |
| 1990s | 4 | $273 |
| 2000s | 2 | $0 |
| 2010s | 5 | $539,857 |
| 2020s | 2 | $0 |
By year of loss
Named flood events with the most claims
- Flooding: 19 claims
- Hurricane Irene: 2 claims
- Hurricane Wilma: 1 claims
- Hurricane Andrew: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 26
- A/AE/AH/AO (high risk): 9
How much is flood insurance in West Deerfield Beach?
The typical National Flood Insurance Program policy on single-family homes in West Deerfield Beach costs $943 a year: the median of 311 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $782 and $1,133. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Before you rent or buy in West Deerfield Beach
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in West Deerfield Beach
Flood maps are only one part of choosing a neighborhood. To compare West Deerfield Beach with other Deerfield Beach neighborhoods on more than flooding, see Deerfield Beach on StrollPlace.
Buyer and renter FAQ
Does West Deerfield Beach flood?
Yes. Insured properties in and around West Deerfield Beach have filed flood claims. About 33% of West Deerfield Beach’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 35 claims from the Census block groups that cover West Deerfield Beach, from 1979 through 2026. 13 of them received a payment, totaling $545,465 (not adjusted for inflation). The busiest years were 1979 (14 claims), 1981 (4 claims), 1999 (3 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is West Deerfield Beach in a flood zone?
About 33% of West Deerfield Beach’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 38%; X (shaded, 0.2% annual chance) 30%; AE 24%; AH 8.9%. The FIRM panel(s) covering it took effect August 18, 2014, July 31, 2024.
Which streets in West Deerfield Beach are in a high-risk flood zone?
Most of the length of Jefferson Dr, Country Club Blvd, Ventnor Dr and Deer Creek Country Club Blvd lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of W Hillsboro Blvd, Quiet Waters Park Rd, S Powerline Rd, State Hwy 869, SW 10th St, N Powerline Rd, Newport Dr and Cambridge Cir does. Zones can change along a street, so check the exact address.
What ZIP code is West Deerfield Beach in?
West Deerfield Beach is in Deerfield Beach, FL. ZIP code 33442: the ZIP code on 34 of the 35 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in West Deerfield Beach?
The typical NFIP flood insurance policy on single-family homes in West Deerfield Beach cost $943 a year: the median of 311 policies that started between August 1, 2025 and July 31, 2026. Half cost between $782 and $1,133. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Crystal Lake flood?
- Does Woodsetter North flood?
- Does Shorewood flood?
- Does Barwal flood?
- Does The Cove flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110104021, 120110104011, 120110104032, 120110104033, 120110103081, 120110104022. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.