Does Plantation Acres flood?
Plantation Acres, Plantation, FL · ZIP codes 33323, 33322 and 33325: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Plantation Acres have filed flood claims. About 80% of Plantation Acres’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 89 claims from the Census block groups that cover Plantation Acres, from 1979 through 2026. 32 of them received a payment, totaling $299,812 (not adjusted for inflation). The busiest years were 1999 (25 claims), 2017 (14 claims), 2005 (7 claims).
What this page counts as Plantation Acres
We could not find an openly licensed official boundary for Plantation Acres, so this page uses a census-based area. For this page, Plantation Acres means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Plantation Acres (feature 300326) and inside the Plantation city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Plantation Acres. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Plantation Acres
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Plantation Acres
The named streets in Plantation Acres, longest first, with how much of each street’s length inside Plantation Acres lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Plantation Acres; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 36 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| W Sunrise Blvd | 2.3 mi | 0.0% | X (unshaded, minimal) (92%) |
| NW 118th Ave | 2.1 mi | 98% | AH (98%) |
| NW 112th Ave | 2.0 mi | 50% | AH (50%) |
| N Hiatus Rd | 1.7 mi | 42% | AH (42%) |
| NW 124 Ave | 1.2 mi | 29% | X (unshaded, minimal) (71%) |
| NW 12th St | 1.0 mi | 96% | AH (96%) |
| NW 27th Ct | 5,190 ft | 99% | AH (99%) |
| NW 27th St | 5,190 ft | 99% | AH (99%) |
| NW 21st Ct | 5,170 ft | 92% | AH (92%) |
| NW 20th Ct | 5,170 ft | 84% | AH (84%) |
| NW 26th St | 4,980 ft | 99% | AH (99%) |
| NW 19th St | 4,770 ft | 77% | AH (77%) |
| NW 18th St | 4,620 ft | 99% | AH (99%) |
| NW 25th St | 4,490 ft | 96% | AH (96%) |
| N Flamingo Rd | 4,080 ft | 0.0% | X (unshaded, minimal) (100%) |
| NW 17th St | 3,980 ft | 0.0% | X (unshaded, minimal) (63%) |
| Access Rd | 3,720 ft | 81% | AH (81%) |
| S Hiatus Rd | 3,710 ft | 0.0% | X (shaded, 0.2% annual chance) (82%) |
| NW 14th St | 3,710 ft | 39% | X (shaded, 0.2% annual chance) (61%) |
| NW 124th Ave | 3,560 ft | 80% | AH (80%) |
| NW 24th St | 3,530 ft | 95% | AH (95%) |
| NW 18th Ct | 3,440 ft | 99% | AH (99%) |
| NW 114th Ave | 3,280 ft | 98% | AH (98%) |
| NW 116th Ave | 3,260 ft | 100% | AH (100%) |
| NW 115th Ave | 3,100 ft | 100% | AH (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Plantation Acres
Share of Plantation Acres’s mapped area (about 5.96 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 6 to 7 feet. Effective date of the FIRM panel(s) covering it (12011C0340J, 12011C0345J): July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| AH | 75% |
| X (shaded, 0.2% annual chance) | 17% |
| AE | 5.0% |
| X (unshaded, minimal) | 3.0% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Plantation Acres. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 5 | $2,420 |
| 1980s | 7 | $3,111 |
| 1990s | 32 | $202,876 |
| 2000s | 18 | $5,102 |
| 2010s | 21 | $83,086 |
| 2020s | 6 | $3,215 |
By year of loss
Named flood events with the most claims
- Hurricane Irene: 16 claims
- Flooding: 13 claims
- Hurricane Irma: 9 claims
- Hurricane Wilma: 4 claims
- Hurricane Eta: 2 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 87
- X/B/C (moderate or minimal): 2
How much is flood insurance in Plantation Acres?
The typical National Flood Insurance Program policy on single-family homes in Plantation Acres costs $728 a year: the median of 883 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $640 and $810. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
Insurance agency or real estate agent? Sponsor this page.
Before you rent or buy in Plantation Acres
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Plantation Acres
Flood maps are only one part of choosing a neighborhood. To compare Plantation Acres with other Plantation neighborhoods on more than flooding, see Plantation on StrollPlace.
Buyer and renter FAQ
Does Plantation Acres flood?
Yes. Insured properties in and around Plantation Acres have filed flood claims. About 80% of Plantation Acres’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 89 claims from the Census block groups that cover Plantation Acres, from 1979 through 2026. 32 of them received a payment, totaling $299,812 (not adjusted for inflation). The busiest years were 1999 (25 claims), 2017 (14 claims), 2005 (7 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Plantation Acres in a flood zone?
About 80% of Plantation Acres’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: AH 75%; X (shaded, 0.2% annual chance) 17%; AE 5.0%; X (unshaded, minimal) 3.0%. The FIRM panel(s) covering it took effect July 31, 2024.
Which streets in Plantation Acres are in a high-risk flood zone?
Most of the length of NW 118th Ave, NW 12th St, NW 27th Ct, NW 27th St, NW 21st Ct, NW 20th Ct, NW 26th St, NW 19th St, NW 18th St, NW 25th St, Access Rd and NW 124th Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of W Sunrise Blvd, N Flamingo Rd, NW 17th St and S Hiatus Rd does. Zones can change along a street, so check the exact address.
What ZIP code is Plantation Acres in?
Plantation Acres is in Plantation, FL. ZIP codes 33323, 33322 and 33325: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Plantation Acres?
The typical NFIP flood insurance policy on single-family homes in Plantation Acres cost $728 a year: the median of 883 policies that started between August 1, 2025 and July 31, 2026. Half cost between $640 and $810. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Sunrise Heights flood?
- Does Plantation Gardens flood?
- Does Plantation Park flood?
- Does Plantation Isles flood?
- Does Breezeswept Park Estates flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110601211, 120110605032, 120110601212. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.