Does Plantation Isles flood?
Plantation Isles, Plantation, FL · ZIP code 33317: the ZIP code on 113 of the 115 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Plantation Isles have filed flood claims. About 22% of Plantation Isles’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 115 claims from the Census block groups that cover Plantation Isles, from 1979 through 2023. 34 of them received a payment, totaling $101,174 (not adjusted for inflation). The busiest years were 1999 (31 claims), 1979 (19 claims), 2005 (12 claims).
What this page counts as Plantation Isles
We could not find an openly licensed official boundary for Plantation Isles, so this page uses a census-based area. For this page, Plantation Isles means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Plantation Isles (feature 289028) and inside the Plantation city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Plantation Isles. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Plantation Isles
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Plantation Isles
The named streets in Plantation Isles, longest first, with how much of each street’s length inside Plantation Isles lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Plantation Isles; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 25 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| SW 16th St | 1.5 mi | 13% | X (shaded, 0.2% annual chance) (77%) |
| Florida's Tpke | 1.5 mi | 1.7% | X (unshaded, minimal) (98%) |
| SW 20th St | 1.3 mi | 13% | X (shaded, 0.2% annual chance) (69%) |
| SW 12th St | 1.0 mi | 5.6% | X (shaded, 0.2% annual chance) (92%) |
| Peters Rd | 1.0 mi | 5.6% | X (shaded, 0.2% annual chance) (92%) |
| SW 15th St | 4,940 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| Davie Blvd | 4,870 ft | 6.3% | X (shaded, 0.2% annual chance) (91%) |
| SW 13th St | 4,520 ft | 1.7% | X (shaded, 0.2% annual chance) (98%) |
| SW 14th St | 4,140 ft | 11% | X (shaded, 0.2% annual chance) (89%) |
| SW 54th Ave | 4,120 ft | 98% | AH (98%) |
| SW 18th St | 4,000 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 59th Ave | 3,950 ft | 2.3% | X (shaded, 0.2% annual chance) (80%) |
| SW 19th St | 3,950 ft | 2.5% | X (shaded, 0.2% annual chance) (98%) |
| SW 56th Ave | 3,730 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 55th Ave | 2,910 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 17th St | 2,820 ft | 2.3% | X (shaded, 0.2% annual chance) (98%) |
| SW 21st St | 2,800 ft | 0.0% | X (shaded, 0.2% annual chance) (54%) |
| SW 67th Ter | 2,530 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 53rd Ave | 2,240 ft | 7.6% | X (shaded, 0.2% annual chance) (92%) |
| SW 68th Ave | 2,200 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 67th Ave | 2,180 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 72nd Ave | 2,180 ft | 2.3% | X (shaded, 0.2% annual chance) (98%) |
| SW 52nd Ave | 1,900 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 73rd Ave | 1,830 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
| SW 20th Ct | 1,790 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Plantation Isles
Share of Plantation Isles’s mapped area (about 3.561 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 5 to 7 feet. Effective date of the FIRM panel(s) covering it (12011C0535J, 12011C0551J, 12011C0552J, 12011C0553J, 12011C0554J): July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| X (shaded, 0.2% annual chance) | 69% |
| AE | 16% |
| X (unshaded, minimal) | 8.2% |
| AH | 6.3% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Plantation Isles. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 19 | $9,648 |
| 1980s | 12 | $16,263 |
| 1990s | 55 | $32,237 |
| 2000s | 18 | $0 |
| 2010s | 5 | $0 |
| 2020s | 6 | $43,027 |
By year of loss
Named flood events with the most claims
- Hurricane Irene: 28 claims
- Flooding: 25 claims
- Hurricane Wilma: 10 claims
- Hurricane Andrew: 6 claims
- Hurricane Eta: 3 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 106
- X/B/C (moderate or minimal): 8
- Not reported: 1
How much is flood insurance in Plantation Isles?
The typical National Flood Insurance Program policy on single-family homes in Plantation Isles costs $872 a year: the median of 333 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $735 and $1,010. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.
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Before you rent or buy in Plantation Isles
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Plantation Isles
Flood maps are only one part of choosing a neighborhood. To compare Plantation Isles with other Plantation neighborhoods on more than flooding, see Plantation on StrollPlace.
Buyer and renter FAQ
Does Plantation Isles flood?
Yes. Insured properties in and around Plantation Isles have filed flood claims. About 22% of Plantation Isles’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 115 claims from the Census block groups that cover Plantation Isles, from 1979 through 2023. 34 of them received a payment, totaling $101,174 (not adjusted for inflation). The busiest years were 1999 (31 claims), 1979 (19 claims), 2005 (12 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Plantation Isles in a flood zone?
About 22% of Plantation Isles’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (shaded, 0.2% annual chance) 69%; AE 16%; X (unshaded, minimal) 8.2%; AH 6.3%. The FIRM panel(s) covering it took effect July 31, 2024.
Which streets in Plantation Isles are in a high-risk flood zone?
Most of the length of SW 54th Ave lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Florida's Tpke, SW 12th St, Peters Rd, SW 15th St, Davie Blvd, SW 13th St, SW 18th St and SW 59th Ave does. Zones can change along a street, so check the exact address.
What ZIP code is Plantation Isles in?
Plantation Isles is in Plantation, FL. ZIP code 33317: the ZIP code on 113 of the 115 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Plantation Isles?
The typical NFIP flood insurance policy on single-family homes in Plantation Isles cost $872 a year: the median of 333 policies that started between August 1, 2025 and July 31, 2026. Half cost between $735 and $1,010. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Plantation Park flood?
- Does Breezeswept Park Estates flood?
- Does Plantation Gardens flood?
- Does Sunrise Heights flood?
- Does Plantation Acres flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110610012, 120110610011. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.