FloodFireCheck

Does Carver Village flood?

Carver Village, Pompano Beach, FL · ZIP codes 33069 and 33064: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines.

Yes. Insured properties in and around Carver Village have filed flood claims. About 32% of Carver Village’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 46 claims from the Census block groups that cover Carver Village, from 1979 through 2023. 27 of them received a payment, totaling $801,821 (not adjusted for inflation). The busiest years were 1999 (8 claims), 2009 (7 claims), 2005 (7 claims).

What this page counts as Carver Village

We could not find an openly licensed official boundary for Carver Village, so this page uses a census-based area. For this page, Carver Village means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Carver Village (feature 280104) and inside the Pompano Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Carver Village. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.

Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.

32%
of the area in FEMA high-risk zones (SFHA)
46
NFIP claims on record, 1979–2023
$801,821
paid on 27 claims (nominal dollars)
13
claims with a loss year of 2015 or later

Check a specific address in Carver Village

Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.

Flood zones street by street in Carver Village

The named streets in Carver Village, longest first, with how much of each street’s length inside Carver Village lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Carver Village; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 24 shorter streets are not listed.

StreetLengthIn high-risk zonesMain zone
N Andrews Ave Exd3.3 mi0.0%X (unshaded, minimal) (69%)
NW 9th Ave1.9 mi0.0%X (unshaded, minimal) (86%)
Military Trl1.9 mi0.0%X (unshaded, minimal) (86%)
NW 24th St1.8 mi16%X (unshaded, minimal) (77%)
W Copans Rd1.8 mi16%X (unshaded, minimal) (77%)
NW 15th Ave1.5 mi2.6%X (shaded, 0.2% annual chance) (64%)
NW 33rd St1.1 mi0.0%X (shaded, 0.2% annual chance) (67%)
NW 18th St4,150 ft35%X (shaded, 0.2% annual chance) (63%)
NW 15th St3,590 ft17%X (shaded, 0.2% annual chance) (82%)
Park Central Blvd S2,680 ft0.0%X (unshaded, minimal) (100%)
Park Central Blvd N2,450 ft5.9%X (unshaded, minimal) (94%)
NW 14th Ave2,400 ft0.0%X (shaded, 0.2% annual chance) (69%)
NW 17th Ave2,400 ft0.0%X (unshaded, minimal) (71%)
NW 18th Ter1,930 ft70%AH (70%)
NW 13th Ave1,760 ft0.0%X (unshaded, minimal) (100%)
NW 21st St1,650 ft0.0%X (unshaded, minimal) (52%)
NW 16th Ter1,640 ft34%X (shaded, 0.2% annual chance) (55%)
NW 31st St1,620 ft100%AH (52%)
NW 19th Ave1,550 ft67%AH (67%)
NW 32nd St1,540 ft41%X (shaded, 0.2% annual chance) (59%)
NW 18th Ave1,440 ft30%X (shaded, 0.2% annual chance) (52%)
NW 17th Ln1,390 ft0.0%X (unshaded, minimal) (100%)
NW 22nd Ct1,350 ft31%X (shaded, 0.2% annual chance) (69%)
NW 23rd St1,340 ft100%AH (100%)
NW 22nd St1,340 ft0.0%X (shaded, 0.2% annual chance) (96%)

Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 30, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.

Flood zones in Carver Village

Share of Carver Village’s mapped area (about 4.613 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 11 to 15 feet. Effective date of the FIRM panel(s) covering it (12011C0170H, 12011C0357J): August 18, 2014, July 31, 2024.

FEMA zoneShare of area
X (shaded, 0.2% annual chance)36%
X (unshaded, minimal)32%
AH26%
AE6.3%

What the zones mean

Zone AE (and A, AH, AO)
High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
Zone VE (and V)
High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
Zone X (shaded)
Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
Zone X (unshaded)
Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.

Source: FEMA Glossary: Flood Zones.

Flood insurance claims over time

Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Carver Village. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.

By decade

DecadeClaimsPaid
1970s1$553
1990s9$8,159
2000s22$459,085
2010s12$285,624
2020s2$48,400

By year of loss

19791
19981
19998
20011
20021
20044
20057
20062
20097
20101
20151
20175
20183
20192
20201
20231

Named flood events with the most claims

FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:

How much is flood insurance in Carver Village?

The typical National Flood Insurance Program policy on single-family homes in Carver Village costs $911 a year: the median of 43 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $688 and $994. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.

Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 30, 2026.

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Before you rent or buy in Carver Village

Living in Carver Village

Flood maps are only one part of choosing a neighborhood. To compare Carver Village with other Pompano Beach neighborhoods on more than flooding, see Pompano Beach on StrollPlace.

Buyer and renter FAQ

Does Carver Village flood?

Yes. Insured properties in and around Carver Village have filed flood claims. About 32% of Carver Village’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 46 claims from the Census block groups that cover Carver Village, from 1979 through 2023. 27 of them received a payment, totaling $801,821 (not adjusted for inflation). The busiest years were 1999 (8 claims), 2009 (7 claims), 2005 (7 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.

Is Carver Village in a flood zone?

About 32% of Carver Village’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (shaded, 0.2% annual chance) 36%; X (unshaded, minimal) 32%; AH 26%; AE 6.3%. The FIRM panel(s) covering it took effect August 18, 2014, July 31, 2024.

Which streets in Carver Village are in a high-risk flood zone?

Most of the length of NW 18th Ter, NW 31st St, NW 19th Ave and NW 23rd St lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of N Andrews Ave Exd, NW 9th Ave, Military Trl, NW 15th Ave, NW 33rd St, Park Central Blvd S, Park Central Blvd N and NW 14th Ave does. Zones can change along a street, so check the exact address.

What ZIP code is Carver Village in?

Carver Village is in Pompano Beach, FL. ZIP codes 33069 and 33064: the ZIP codes on most of the flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.

Do renters need flood insurance?

Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.

How long does a new flood policy take to start?

A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.

How much coverage can NFIP provide?

For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.

How much is flood insurance in Carver Village?

The typical NFIP flood insurance policy on single-family homes in Carver Village cost $911 a year: the median of 43 policies that started between August 1, 2025 and July 31, 2026. Half cost between $688 and $994. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.

FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.

Nearby neighborhoods

How these numbers were made

Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 30, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 30, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110305001. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.

Sources

  1. Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 30, 2026.
  2. FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 30, 2026.
  3. U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
  4. FEMA Glossary: Flood Zones.
  5. FloodSmart (NFIP): Buy a Flood Insurance Policy.
  6. FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
  7. 44 CFR 61.11, Effective date and time of coverage.
  8. OpenFEMA Terms and Conditions.
  9. FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
  10. U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).

Data as of September 8, 2026 (FEMA claims) and October 30, 2026 (flood zones). Page last updated October 30, 2026.