Does Loch Lomond flood?
Loch Lomond, Pompano Beach, FL · ZIP code 33064: the ZIP code on 30 of the 30 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Loch Lomond have filed flood claims. About 50% of Loch Lomond’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 30 claims from the Census block groups that cover Loch Lomond, from 1979 through 2024. 9 of them received a payment, totaling $57,918 (not adjusted for inflation). The busiest years were 2005 (8 claims), 1979 (3 claims), 2017 (3 claims).
What this page counts as Loch Lomond
We could not find an openly licensed official boundary for Loch Lomond, so this page uses a census-based area. For this page, Loch Lomond means the 2010 Census block groups whose center lies within 1.6 km (1.0 miles) of the U.S. Geological Survey (GNIS) map point for Loch Lomond (feature 2407588) and inside the Pompano Beach city limits (U.S. Census Bureau), each block group going to the nearest of the places we cover. Every number below is for exactly those block groups (listed in “How these numbers were made”), so the edges are approximate and may include or leave out a few blocks people would call Loch Lomond. Sources: U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Loch Lomond
Neighborhood figures are averages. Our address check looks up the FEMA flood zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Loch Lomond
The named streets in Loch Lomond, longest first, with how much of each street’s length inside Loch Lomond lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Loch Lomond; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 11 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| State Hwy 9 | 2.3 mi | 3.4% | X (unshaded, minimal) (97%) |
| W Sample Rd | 1.4 mi | 16% | X (unshaded, minimal) (55%) |
| Center Port Cir | 1.4 mi | 0.7% | X (unshaded, minimal) (99%) |
| NW 24th St | 4,710 ft | 35% | X (unshaded, minimal) (49%) |
| W Copans Rd | 4,710 ft | 35% | X (unshaded, minimal) (49%) |
| NE 1st Ave | 4,240 ft | 87% | AH (87%) |
| E Golf Blvd | 3,690 ft | 100% | AH (100%) |
| NW 5th Ter | 2,910 ft | 12% | X (unshaded, minimal) (54%) |
| W Golf Blvd | 2,640 ft | 100% | AH (100%) |
| NW 3rd Ave | 2,480 ft | 13% | X (shaded, 0.2% annual chance) (87%) |
| NW 8th Ave | 2,080 ft | 47% | AH (47%) |
| Leisure Blvd | 2,050 ft | 87% | AH (87%) |
| N Cypress Rd | 1,990 ft | 40% | X (shaded, 0.2% annual chance) (57%) |
| NW 1st Ave | 1,960 ft | 80% | AH (80%) |
| NW 4th Ave | 1,640 ft | 39% | X (shaded, 0.2% annual chance) (61%) |
| NW 31st Ct | 1,640 ft | 34% | X (shaded, 0.2% annual chance) (66%) |
| NW 24th Ct | 1,490 ft | 89% | AH (89%) |
| NW 25th Ct | 1,470 ft | 84% | AH (84%) |
| S Golf Blvd | 1,340 ft | 100% | AH (100%) |
| NW 33rd St | 1,340 ft | 50% | AH (50%) |
| NW 32nd Ct | 1,250 ft | 44% | X (shaded, 0.2% annual chance) (56%) |
| NW 2nd Ave | 1,180 ft | 100% | AH (100%) |
| NW 35th Ct | 1,110 ft | 64% | AE (64%) |
| NW 34th St | 1,100 ft | 0.0% | X (shaded, 0.2% annual chance) (89%) |
| NW 35th St | 1,100 ft | 0.0% | X (shaded, 0.2% annual chance) (100%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 29, 2026. Each street is clipped to the area boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Loch Lomond
Share of Loch Lomond’s mapped area (about 2.021 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 11 to 15 feet. Effective date of the FIRM panel(s) covering it (12011C0170H, 12011C0188J): August 18, 2014, July 31, 2024.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 34% |
| AH | 30% |
| AE | 20% |
| X (shaded, 0.2% annual chance) | 16% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Loch Lomond. This area is made of whole block groups, so every claim counted here comes from inside it. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 3 | $238 |
| 1980s | 1 | $264 |
| 1990s | 2 | $0 |
| 2000s | 16 | $42,574 |
| 2010s | 5 | $14,841 |
| 2020s | 3 | $0 |
By year of loss
Named flood events with the most claims
- Hurricane Wilma: 8 claims
- Flooding: 4 claims
- Hurricane Frances: 2 claims
- June South Florida Flooding: 1 claims
- Hurricane Irma: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- A/AE/AH/AO (high risk): 26
- X/B/C (moderate or minimal): 3
- Not reported: 1
How much is flood insurance in Loch Lomond?
The typical National Flood Insurance Program policy on single-family homes in Loch Lomond costs $590 a year: the median of 264 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $518 and $664. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 29, 2026.
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Before you rent or buy in Loch Lomond
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
Living in Loch Lomond
Flood maps are only one part of choosing a neighborhood. To compare Loch Lomond with other Pompano Beach neighborhoods on more than flooding, see Pompano Beach on StrollPlace.
Buyer and renter FAQ
Does Loch Lomond flood?
Yes. Insured properties in and around Loch Lomond have filed flood claims. About 50% of Loch Lomond’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). NFIP flood insurance records list 30 claims from the Census block groups that cover Loch Lomond, from 1979 through 2024. 9 of them received a payment, totaling $57,918 (not adjusted for inflation). The busiest years were 2005 (8 claims), 1979 (3 claims), 2017 (3 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Loch Lomond in a flood zone?
About 50% of Loch Lomond’s mapped area is inside FEMA’s Special Flood Hazard Area (high-risk zones such as AE). Shares by zone: X (unshaded, minimal) 34%; AH 30%; AE 20%; X (shaded, 0.2% annual chance) 16%. The FIRM panel(s) covering it took effect August 18, 2014, July 31, 2024.
Which streets in Loch Lomond are in a high-risk flood zone?
Most of the length of NE 1st Ave, E Golf Blvd, W Golf Blvd, Leisure Blvd, NW 1st Ave, NW 24th Ct, NW 25th Ct, S Golf Blvd, NW 33rd St, NW 2nd Ave and NW 35th Ct lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of State Hwy 9, Center Port Cir, NW 34th St and NW 35th St does. Zones can change along a street, so check the exact address.
What ZIP code is Loch Lomond in?
Loch Lomond is in Pompano Beach, FL. ZIP code 33064: the ZIP code on 30 of the 30 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Loch Lomond?
The typical NFIP flood insurance policy on single-family homes in Loch Lomond cost $590 a year: the median of 264 policies that started between August 1, 2025 and July 31, 2026. Half cost between $518 and $664. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Does Leisureville flood?
- Does Sanders Park flood?
- Does Kendall Green flood?
- Does Carver Village flood?
- Does Cresthaven flood?
- Does Collier Manor flood?
How these numbers were made
Area: the census-based definition above, using U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names. Flood zone shares: the area polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 29, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Broward County (county code 12011), dataset as of September 8, 2026, retrieved October 29, 2026. Claims are counted for exactly the block groups that make up the area. Block groups used: 120110303021, 120110303011, 120110303012. Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 29, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 29, 2026.
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups and U.S. Geological Survey, Geographic Names Information System (GNIS) domestic names.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 29, 2026 (flood zones). Page last updated October 29, 2026.