Does Hyde Park Spanish Creek flood?
Hyde Park Spanish Creek, Tampa, FL · ZIP code 33606: the ZIP code on 20 of the 20 flood insurance claims counted here. ZIP codes do not follow neighborhood lines.
Yes. Insured properties in and around Hyde Park Spanish Creek have filed flood claims. About 25% of Hyde Park Spanish Creek’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 20 claims from the Census block groups that cover Hyde Park Spanish Creek, from 1985 through 2024. 14 of them received a payment, totaling $326,295 (not adjusted for inflation). The busiest years were 2024 (12 claims), 1985 (3 claims), 1988 (1 claims).
Past claims do not predict future flooding, and a neighborhood figure cannot tell you about one building. Look up the exact address on the FEMA Flood Map Service Center and get flood insurance quotes before you sign a lease or a contract.
Check a specific address in Hyde Park Spanish Creek
Neighborhood figures are averages. Our address check looks up the FEMA flood zone and the hurricane evacuation zone at one address, from the same public maps: check if your address is in a flood zone.
Flood zones street by street in Hyde Park Spanish Creek
The named streets in Hyde Park Spanish Creek, longest first, with how much of each street’s length inside Hyde Park Spanish Creek lies in FEMA’s high-risk flood zones (the Special Flood Hazard Area, zones A and V). Length is the part inside Hyde Park Spanish Creek; the main zone is the FEMA zone covering most of that length. A street can cross several zones, so the zone at one address can differ from the street’s main zone: check the address above for that. 5 shorter streets are not listed.
| Street | Length | In high-risk zones | Main zone |
|---|---|---|---|
| Selmon Expy | 2.0 mi | 6.6% | X (unshaded, minimal) (93%) |
| W Platt St | 5,190 ft | 16% | X (unshaded, minimal) (67%) |
| Bayshore Blvd | 3,970 ft | 100% | VE (62%) |
| W Kennedy Blvd | 3,820 ft | 13% | X (unshaded, minimal) (74%) |
| S Plant Ave | 2,860 ft | 21% | X (unshaded, minimal) (55%) |
| W Cleveland St | 2,840 ft | 0.0% | X (unshaded, minimal) (100%) |
| S Hyde Park Ave | 2,760 ft | 7.9% | X (unshaded, minimal) (76%) |
| S Brevard Ave | 2,760 ft | 25% | X (unshaded, minimal) (45%) |
| W Horatio St | 2,740 ft | 0.0% | X (unshaded, minimal) (74%) |
| S Magnolia Ave | 2,420 ft | 30% | X (unshaded, minimal) (62%) |
| W De Leon St | 2,270 ft | 49% | AE (49%) |
| W Azeele St | 2,260 ft | 0.0% | X (unshaded, minimal) (71%) |
| Grand Central Ave | 1,840 ft | 16% | X (unshaded, minimal) (74%) |
| South Blvd | 1,770 ft | 0.0% | X (unshaded, minimal) (78%) |
| S Cedar Ave | 1,770 ft | 7.6% | X (unshaded, minimal) (86%) |
| W Bay St | 1,630 ft | 69% | AE (46%) |
| Parker St | 1,630 ft | 98% | AE (98%) |
| W Brorein St | 1,610 ft | 54% | AE (54%) |
| S Edison Ave | 1,470 ft | 0.0% | X (unshaded, minimal) (52%) |
| S Delaware Ave | 1,430 ft | 0.0% | X (unshaded, minimal) (58%) |
| S Willow Ave | 1,290 ft | 0.0% | X (unshaded, minimal) (100%) |
| S Newport Ave | 1,260 ft | 0.0% | X (unshaded, minimal) (100%) |
| S Fielding Ave | 1,120 ft | 0.0% | X (unshaded, minimal) (73%) |
| Hyde Park Pl | 1,010 ft | 54% | AE (54%) |
| W Cardy St | 990 ft | 59% | AE (59%) |
Streets: U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads). Flood zones: FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, retrieved October 25, 2026. Each street is clipped to the neighborhood boundary and measured in an equal-area projection. Street lengths are rounded.
Flood zones in Hyde Park Spanish Creek
Share of Hyde Park Spanish Creek’s mapped area (about 1.073 km²) in each FEMA flood zone, from FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Mapped base flood elevations inside the neighborhood range from 11 to 16 feet. Effective date of the FIRM panel(s) covering it (12057C0353J, 12057C0354J, 12057C0362J): October 7, 2021.
| FEMA zone | Share of area |
|---|---|
| X (unshaded, minimal) | 64% |
| AE | 21% |
| X (shaded, 0.2% annual chance) | 11% |
| VE | 4.0% |
What the zones mean
- Zone AE (and A, AH, AO)
- High-risk: part of the Special Flood Hazard Area (SFHA), the area FEMA maps as having a 1-percent chance of flooding in any given year (the “100-year” or base flood). AE areas have a mapped base flood elevation.
- Zone VE (and V)
- High-risk coastal areas, also in the SFHA, where the base flood is expected to bring additional hazards from storm waves.
- Zone X (shaded)
- Moderate hazard: between the limits of the 1-percent and the 0.2-percent-annual-chance (“500-year”) flood.
- Zone X (unshaded)
- Minimal hazard: outside the SFHA and higher than the 0.2-percent-annual-chance flood elevation. Minimal is not zero: flood claims are filed from X zones too.
Source: FEMA Glossary: Flood Zones.
Flood insurance claims over time
Claims filed under the National Flood Insurance Program (NFIP) from the 2010 Census block groups that cover Hyde Park Spanish Creek. About 59% of the combined area of those block groups lies inside Hyde Park Spanish Creek, so the claim figures also reflect some nearby blocks. Only insured properties appear, so these counts understate total flooding.
By decade
| Decade | Claims | Paid |
|---|---|---|
| 1980s | 4 | $6,610 |
| 2000s | 1 | $26,578 |
| 2010s | 2 | $4,006 |
| 2020s | 13 | $289,100 |
By year of loss
Named flood events with the most claims
- Hurricane Milton: 8 claims
- Hurricane Helene: 4 claims
- Hurricane Elena: 3 claims
- Flooding: 1 claims
- Hurricane Frances: 1 claims
FEMA labels some events only as “Flooding”. Claims by the flood zone the property was rated in:
- X/B/C (moderate or minimal): 11
- A/AE/AH/AO (high risk): 5
- V/VE (coastal high hazard): 4
How much is flood insurance in Hyde Park Spanish Creek?
The typical National Flood Insurance Program policy on single-family homes in Hyde Park Spanish Creek costs $1,084 a year: the median of 54 policies that started between August 1, 2025 and July 31, 2026. Half of them cost between $1,016 and $1,261. That is the full amount paid for the year, the premium plus FEMA’s fees and surcharges, and every one of these policies is priced under Risk Rating 2.0. A quote for one building can be far from this: its elevation, foundation, age, coverage and deductible all change the price. Private flood insurance is not included.
Source: FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3, computed October 25, 2026.
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Before you rent or buy in Hyde Park Spanish Creek
- Look up the exact address on the FEMA Flood Map Service Center; a neighborhood can mix high-risk and minimal-hazard zones.
- Ask the landlord or seller about past flooding and flood insurance claims at the property.
- Get a flood insurance quote early: new NFIP policies usually take 30 days to start (FloodSmart (NFIP): Buy a Flood Insurance Policy).
- Ask which floor the unit is on and where parking, storage and mechanical equipment sit.
- Hiring movers? Check the moving company’s federal license and insurance first with the free Tampa mover check.
Living in Hyde Park Spanish Creek
Flood maps are only one part of choosing a neighborhood. To compare Hyde Park Spanish Creek with other Tampa neighborhoods on more than flooding, see Tampa on StrollPlace.
Buyer and renter FAQ
Does Hyde Park Spanish Creek flood?
Yes. Insured properties in and around Hyde Park Spanish Creek have filed flood claims. About 25% of Hyde Park Spanish Creek’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. NFIP flood insurance records list 20 claims from the Census block groups that cover Hyde Park Spanish Creek, from 1985 through 2024. 14 of them received a payment, totaling $326,295 (not adjusted for inflation). The busiest years were 2024 (12 claims), 1985 (3 claims), 1988 (1 claims). Past claims do not predict future flooding, and conditions vary street by street, so check the specific address.
Is Hyde Park Spanish Creek in a flood zone?
About 25% of Hyde Park Spanish Creek’s mapped area is inside FEMA’s Special Flood Hazard Area; the rest is in moderate or minimal-hazard Zone X. Shares by zone: X (unshaded, minimal) 64%; AE 21%; X (shaded, 0.2% annual chance) 11%; VE 4.0%. The FIRM panel(s) covering it took effect October 7, 2021.
Which streets in Hyde Park Spanish Creek are in a high-risk flood zone?
Most of the length of Bayshore Blvd, W Bay St, Parker St, W Brorein St, Hyde Park Pl and W Cardy St lies in FEMA high-risk zones (the Special Flood Hazard Area). Less than 10% of Selmon Expy, W Cleveland St, S Hyde Park Ave, W Horatio St, W Azeele St, South Blvd, S Cedar Ave and S Edison Ave does. Zones can change along a street, so check the exact address.
What ZIP code is Hyde Park Spanish Creek in?
Hyde Park Spanish Creek is in Tampa, FL. ZIP code 33606: the ZIP code on 20 of the 20 flood insurance claims counted here. ZIP codes do not follow neighborhood lines. Check the specific address for its own flood zone.
Do renters need flood insurance?
Standard renters policies usually do not cover flood. Renters in a community that participates in the NFIP can buy contents-only flood coverage, up to $100,000 for belongings.
How long does a new flood policy take to start?
A new NFIP policy generally takes effect 30 days after purchase. Exceptions include no wait when the policy is bought while making, increasing, extending or renewing a mortgage, and a one-day wait in a newly designated high-risk zone within 12 months of the map change.
How much coverage can NFIP provide?
For a one-to-four family home, NFIP building coverage goes up to $250,000 and contents coverage up to $100,000. You can buy flood insurance even if you are not in a high-risk zone, as long as your community participates in the NFIP.
How much is flood insurance in Hyde Park Spanish Creek?
The typical NFIP flood insurance policy on single-family homes in Hyde Park Spanish Creek cost $1,084 a year: the median of 54 policies that started between August 1, 2025 and July 31, 2026. Half cost between $1,016 and $1,261. One building’s quote can be far from this; its elevation, foundation, age, coverage and deductible all change the price.
FAQ sources: FloodSmart (NFIP): Buy a Flood Insurance Policy; FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025); 44 CFR 61.11, Effective date and time of coverage.
Nearby neighborhoods
- Downtown River Arts
- Historic Hyde Park
- Does Hyde Park flood?
- North Hyde Park
- SoHo
- Does Davis Islands flood?
How these numbers were made
Neighborhood boundary: City of Tampa, Neighborhoods (open data, CC0). Flood zone shares: the neighborhood polygon intersected with FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels, area computed in an equal-area projection; retrieved October 25, 2026. Claims: OpenFEMA NFIP Redacted Claims v3 records for Hillsborough County (county code 12057), dataset as of September 8, 2026, retrieved October 25, 2026. A 2010 Census block group is counted for a neighborhood when at least 25% of the block group lies inside the neighborhood, or at least 25% of the neighborhood lies inside the block group. Block groups used: 120570055001 (37.6% of the block group is inside Hyde Park Spanish Creek), 120570050003 (43.0% of the block group is inside Hyde Park Spanish Creek), 120570055002 (58.8% of the block group is inside Hyde Park Spanish Creek), 120570055003 (98.9% of the block group is inside Hyde Park Spanish Creek), 120570055004 (82.7% of the block group is inside Hyde Park Spanish Creek). Neighboring pages can share a block group, so their counts can overlap. Paid totals add building, contents and Increased Cost of Compliance payments and are not adjusted for inflation; a claim whose FEMA record shows a negative payment (an adjustment) counts as zero. See the methodology.
Sources
- Federal Emergency Management Agency (FEMA), FEMA OpenFEMA Dataset: FIMA NFIP Redacted Claims - v3. Retrieved on October 25, 2026.
- FEMA National Flood Hazard Layer (NFHL), Flood Hazard Zones and FIRM Panels. Retrieved on October 25, 2026.
- City of Tampa, Neighborhoods (open data, CC0).
- U.S. Census Bureau TIGERweb, 2010 Census Block Groups.
- FEMA Glossary: Flood Zones.
- FloodSmart (NFIP): Buy a Flood Insurance Policy.
- FEMA Fact Sheet: Think you don’t need flood insurance? Think again (Jan. 21, 2025).
- 44 CFR 61.11, Effective date and time of coverage.
- OpenFEMA Terms and Conditions.
- FEMA OpenFEMA Dataset: FIMA NFIP Redacted Policies - v3.
- U.S. Census Bureau TIGERweb, Transportation (primary, secondary and local roads).
Data as of September 8, 2026 (FEMA claims) and October 25, 2026 (flood zones). Page last updated October 25, 2026.